Debt And Mental Illness

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Managing money is one of those vital survival skills that just isn’t taught in schools in many places.  It certainly wasn’t taught at my school.  My parents taught me how to balance a checkbook and told me to avoid credit cards when I was growing up.  But that was the extent of my money training until I took business classes in college.  I learned to keep track of money pretty well but the idea of avoiding credit card debt wasn’t a lesson that sunk in until I ran up some debts and was in danger of getting behind on payments.  But everyone has to learn on their own time I suppose.

Over the years I learned how to make a budget for things like rent, food, clothes, medications, household supplies, and fuel for my car.  I didn’t get it perfect at first and turned to a credit card to cover the difference.  Big mistake.  Before I knew it I had debts that weren’t getting any smaller even though I never got behind on my payments.  Looking at debts with my only income being my disability pension and a part time minimum wage job scared me.  I knew I couldn’t ask for more hours at work as that would put me in trouble with Social Security’s earning limits.  So I had to drastically cut back on my purchases.  I had to quit going out to eat.  I had to quit going to the mall.  I had to live on cheap groceries (think lots of Ramen noodles, potatoes, baloney, and rice).  I had to cancel my magazine subscriptions.  I had to stop buying books and computer games.  I couldn’t buy new clothes every few months.  I had to limit my driving.  It took a lot of work but I eventually learned to live without going into debt.  I’ve been debt free now for over two years.  And I have less stress because of it.  I am sure some of my mental illness problems were made worse because I was worried about my debts.

If you have a mental illness and your only means of support are disability insurance and or a job, I would highly recommend if you’re going to have a credit card to use it only for emergencies.  I don’t have a credit card anymore as I know myself well enough to not trust myself with one.  Instead I have a small emergency fund I can get to in case of emergencies but I don’t have immediate access to it.  I have it set up I have to have at least twenty four hours to access it as I don’t keep it at my apartment or in my bank.  I budget to where I buy extra non perishable food and fuel my car to full every time I get paid.  I also maintain my car and don’t run it hard so I don’t have to make expensive repairs.  I have learned how to have a good time with friends, family, and by myself without spending much money.  I probably will never have much for money but I really don’t spend a lot to begin with.  Having no debts and having an emergency fund are the best sleep aides and stress busters I have found.  I don’t make much but I don’t worry because I don’t have to make payments to anyone.  If you are on disability or have a limited income, I highly recommend getting out of debt and staying out.

Breaking Up Routines With Mental Illness

Went to the family acreage for two days over the weekend.  Helped the family with some odd jobs but mainly relaxed.  I was needing a couple days out of my hometown and out of my apartment complex.  Two days of a change of scenery allowed me to realize just how much I missed this summer with back problems.  I’m only now getting some of my stamina back and adjusting to the warm weather.

This has been a tough summer physically.  I hurt my back and I couldn’t do much of anything for two months.  As a result I’ve gained 15 pounds since mid May.  This definitely isn’t what I planned for this summer.  While it was boring to have to spend all my time at home it wasn’t as tough mentally as I would have thought.  Besides the one day when I had a breakdown on two friends I really haven’t had any major flare ups of the mental illness this summer.  I think that the changes in medications I made in the spring have helped in that regard.  It helps that I am intentionally avoiding stressful situations and people.  I still don’t watch much news on tv or internet.  About all I watch on tv anymore is live sports.  During the Olympics I watched more tv in two weeks than I did the last four months combined. I wouldn’t have cable if it didn’t come with my apartment.  I just don’t watch much for regular tv anymore.  Almost everything I want to watch anymore is online.

I can tell that fall is almost here.  The weather isn’t as hot and the nights are getting longer.  The nights are getting cooler and school has started.  I feel like I squandered this summer since I couldn’t do much.  But I’ll just have to make it up this fall.

 

 

Looking Forward To Fall

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Now that my back has completely healed I’ve been getting out of my apartment more the last couple weeks.  At my most recent doctor’s appointment I found out I gained 15 pounds this summer.  Most of this is no doubt due to lack of physical activity and my eating too much comfort foods.  I did spend  this summer with alternating periods of depression and irritability.  I spent too much time indoors and exercising my mind and not enough exercising my body.  In short, this summer has been a loss in terms of physical health and activity.  The only positive of this summer is that I’m posting more on this blog and have gotten some more audience.

But fall is just a few weeks away.  I can already tell the days are getting shorter.  We also are no longer having several days in a row with nothing but scorching heat.  Looking ahead I see that we’re supposed to have some more cooler weather over the next several days.  I have spent most of my afternoons indoors avoiding the heat.  Since I spent the first month of summer on the mend I never adjusted to the warmer weather.  I normally have bad times during the summer.  Besides the blow ups on a couple friends I haven’t had any real serious problems this summer.  I know that I still have another three to four weeks of traditionally bad times ahead.  Hopefully I can make it through without anything else major.  I made it through last summer before having problems in October but I think working through my grandmother’s death made me more resilient because I had no options.  So my problems last year weren’t avoided as much as they were delayed.  So far things look good mentally.

I have been bored by the forced inactivity this summer.  Besides seeing my family a few times I really haven’t had much for social activity since Memorial Day.  But with the weather starting to get cooler and the nights starting to get longer, maybe my social activities will increase in the coming weeks.  I admit I am not sorry to see this summer go. I’m ready for cooler weather again.

 

My College Years

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I see that many schools in my part of the United States are starting their school years again.  The college in my hometown starts next week so we will have 18 to 23 year old college students trickling in throughout this week.  I actually enjoy my hometown more when the college students are back.  I used to go up to the 24 hour Wal Mart during the school year just to see what the college students were up to.  Many college age people spent their overnight hours at the Wal Mart just doing goofy college aged stuff.  I know I’m old enough now I wouldn’t pass as a college student but I do find the overnight crowd watching entertaining.  Reminds me of when my friends and I used to do similar things when we were in college.  I’ll probably restart that tradition when school gets going.  My friends and I often went to the all night diners on Halloween to see college people and older in their costumes.  I didn’t go to the bars on Halloween because the music was always too loud and I don’t deal well with drunk people.

I readily admit to being more nostalgic for my college years than my high school years.  For one, most people in college were there because they wanted to be and not because they were legally forced to.  I loved college because I, for the first time in my life, wasn’t penalized for being smart and eccentric.  I met some eccentric and cool people who made me look neurotypical.  One of my friends in college was an incredibly intelligent girl who made me look like I was mentally standing still.  We were in a class together that involved lots of writing and class discussions.  She always made it a point to keep everyone on our toes and sharp.  She had less tolerance for ignorance than I.  I miss her and I regret that we had a falling out.  I had another cool friend in that class that was really sharp and a real pleasant girl to be around.  She had a kind word for everyone regardless.  She had her beliefs but she wasn’t as abrasive about hers as I could be about mine.  Especially before I became diagnosed I tended to be as subtle as a sledgehammer to the face when I thought someone’s ideas weren’t sound.  I never learned the fine art of diplomacy until my college career was almost over.

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I enjoyed the all night conversations in the dorms.  It wouldn’t be uncommon for me to be up until sunrise talking with my roommate, my neighbors, or just random people in the dorm and still be on time for an 8 am class after a couple cups of cowboy coffee.  My best friend in college managed to sweet talk the dorm dad into allowing him to have a coffee maker in his dorm.  I slept a lot in the afternoons so I could be up all night with the rest of my dorm.  I spent a lot of time playing pool and trivia games at the student center.  I got to where I was decent at pool but developed a reputation for being so good at trivia games that no one wanted to play me.  My friends and I played lots of board games.  Trivial Pursuit, Axis and Allies, and Risk were quite common for us.  We didn’t play a lot of card games until I moved off campus for my senior year.  I didn’t go to any wild fraternity parties as I went to a Christian college and we had an officially dry campus.

I did pledge a fraternity in my freshman year and was active for a couple years.  I went independent in my junior year once it became obvious to me that I had to spend more time studying if I wanted to graduate, especially with a mental illness and changing my major.  I didn’t do any sports in college besides intramural softball.  I still managed to do lots of flag football and ultimate frisbee on the campus green when I was in school. Ruined many t-shirts and gym shoes because of playing in the rain and mud too many times. They should make ultimate frisbee an Olympic sport.  It is a real sport.  I knew a couple guys who got broken ankles in those games.  I enjoyed lifting weights in the school fitness center.  I didn’t drive much in college except for road trips.  My roommate and I went to New Mexico over Thanksgiving break one year to visit his long distance girlfriend.  My best friend and I went trout fishing and hiking in the Black Hills a couple times during Spring Break.  Sometimes we’d go to the next college town over and hit the cheap movie theaters.  Since most of my friends weren’t drinkers we didn’t do the bars in college.  Besides the music in bars is far too loud for any kind of conversation.

If there is a point to my ramblings about my college years back in the pre wireless internet ages, it is in spite my problems with mental illness I still had a good time in college.  I made some pretty cool friends I still hear from and have some pleasant memories.  I was able to have a better time in college than high school because we were just more accepting of other people and their quirks.  People accepted me despite my issues and problems and I accepted them too.  I don’t think back on those years often enough.  But I certainly feel good when I do.

Experiences With Mental Illness Blogging

I’ve been doing this blog for over three years.  And I absolutely enjoy every minute I spend blogging.  I enjoy it more than any traditional job I ever had.  I enjoy it even more than the classes I took in college.  I don’t have to be forced to write about mental illness.  I would do this for free.  I am doing it for free unless I get any kind of advertising revenue or sponsors.  I wouldn’t refuse any money that comes my way even though I am not delusional enough to think I can get off disability pension from blogging.  I have been doing this blog for three years and not made a cent off it.  In my twelve years of overall writing I have probably broke even between selling print on demand books and what I spent advertising my blog through Facebook.  I don’t suppose many people can claim they have a passionate hobby that almost pays for itself.

After spending several years with selling only a few dozen books of mental illness essays and poetry I really had no expectations with this blog.  I didn’t know what kind of a following I would have or even if I would have a following outside my mother and a few friends.  So I set up shop with a free blog site and started writing blogs about what it is like to have schizophrenia to people who can’t imagine it.  This isn’t the first blog I ever did.  A friend and I did a blog several years ago.  It never gained more than a couple hundred views because we were unfocused and not posting regularly.  I did a blog about my poetry for awhile before I found out I wasn’t much of a poet and there really isn’t a great demand for average poetry.

After examining what I liked to read, what I was good at writing, and what I gained good audiences from, I decided three years ago to focus on writing about my experiences with mental illness.  That’s when I gained more than a few readers.  After years of experimenting with styles and genres, I came to the conclusion I do best writing nonfiction essays from the first person point of view.  I had written rough drafts for two coming of age type novels both from first person view.  They didn’t really hold together and I later found out for fiction novels that first person is tougher than third person point of view.

Once I found my niche and style I had a few visitors coming in with every blog post.  After it became a weekly posting I had a few more visitors.  The thing that helped me gain more visitors was posting often.  A blogger simply can’t build any kind of audience by posting only once or twice a month or only when the creative muse moves them.  Most of my favorite individual youtube content creators post several times a week and have for several years.  I’m not at that kind of proficiency, but perhaps I could be if I keep posting material.  I think it helps to get a body of work of several dozen postings at minimum so that search engines can find your work easier.  As of now I have had close to two hundred postings over the last three years and a little over 9,500 visitors from 90 different nations.  There are bloggers (and youtube stars) who get that even on bad days, but I’ve been working at this for only a few years and haven’t done as much advertising as some people.  Being on a limited budget with a disability pension I have to be choosy about what kind of advertising I do as it still costs money to get truly noticed.

Early on in the first several months I got some audience from following other bloggers and leaving positive comments on their articles.  I left nothing but positive comments.  If I didn’t agree with a particular post I just didn’t comment.  I didn’t want to gain the reputation of a troll or troublemaker.  Having a good reputation on the internet is more valuable than gold.  I got some following from following other bloggers and I tried to direct some of my readers to bloggers who helped me out.  But leaving positive comments on other blogs, following other blogs, and trying to refer traffic to other blogs helped me out in the early months.

Even though I have a few years of blogging experience and some following I don’t consider myself established by any means.  I don’t think there can be anything really established as far as the internet and the current information revolution goes.  I was learning as I went when I wrote my first words twelve years ago and I’m still learning new things even today. I was a bit frustrated in the early years when I would get rejection notices in the mail several times a week.  I was also frustrated in the early postings when I wasn’t getting more than a few visitors per post.  But looking back on it, I see how rough and raw most of those writings were.  I’m glad they didn’t get published.  And I’m sure in several more years I’ll look at some of the things I’m writing now as rough and unpolished.  It’s a continuous process that never ends.  I hope to always keep improving as a writer so I can better explain to people what living with a mental illness is really like.

 

 

Being Alone With A Mental Illness

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It’s been months since I’ve had any kind of normal for any real length of time.  But I think I’m entering a phase of normal in what has been traditionally a tough time of year for me.  I am still diligent about what I eat and I still make an attempt to exercise daily.  I have started lifting arm weights a week ago.  I can feel my stamina from lifting weights begin to rebuild even after only a few sessions.  I feel pretty stable mentally for the most part.  And when I do feel flare ups coming on I make it a point to isolate and avoid people.  I would definitely hate to have a mental breakdown around someone who doesn’t understand mental illness.  In my apartment complex we had an individual who got belligerent with a fellow tenant and it got so seriously out of hand that the police became involved.  I have had my problems in the past and I still isolate and avoid people when I feel the mental illness coming on.  But fortunately the police have never needed to be involved with my problems.  Which is a good deal as I have an unhealthy paranoia about the police to begin with.  I just don’t trust them or any other authority figures.  I’ve had too many bad experiences and too much paranoia to trust anyone with any kind of power.  Makes life tough but I don’t any other kind of life being available to me.

I still don’t get out of the apartment complex much as I fear dealing with irritable and short tempered people.  We now have an overabundance of irritable and short tempered people living in my complex.  I have decided that I no longer want to deal with that kind of nonsense.  It’s no different than the kind of nonsense I dealt with in high school when I was dealing with my angsty peers who had a complete lack of empathy.  I don’t feel sorry for the people who live in my low income apartment.  Anyone who ever said there is virtue in poverty has never lived in HUD housing.  I face the same cross section of jerks and losers as every other social class.  The only difference is I can’t run away from these people.  No one knows how tough it is to be really smart but have a mental illness that prevents you from working.  It sucks.  I can’t even do the day rehab and group activities offered because most of it is at such a remedial level I feel like I’m back in grade school with those programs.  I can’t interact with normal people because of my mental illness and lack of a family.  And I can’t interact with mentally ill people because I am usually much smarter than most of the people the outreach programs for mentally ill people were designed for.  I am mentally ill but I am not stupid.  Stop treating me like I am stupid.  I would give anything to have someone I could interact with locally who had some kind of intelligence.  I am just tired of always having to discuss the weather  or politics because that is all most people can deal with.  I am tired of having no one to talk with.  I am tired of being always alone.  I am tired of being the only smart person I know.

 

Feeling Better and Memories of College

It’s the first really cool day I’ve experienced in weeks.  It’s nice enough I’ve had my windows open since last night.  It’s been a good day to run some errands and watch some Olympics.  Saw mostly swimming and cycling this afternoon.  Did a little cleaning in my apartment as the workers may be in my apartment within the next week or two.  Weather feels almost like early fall today.  But I do know we have at least four to six weeks of hot weather left.  School will start in a couple weeks again.  So the town will really come back to life again.

I’ve always enjoyed the falls and winters in a college town than the summers.  But that is what happens when a sizable portion of my town’s population is college students.  Even though I haven’t been a college student for almost a dozen years I still enjoy seeing the college kids come back.  I can’t imagine how much college has changed just since I left. Had some of my happiest memories in my college years.  I enjoyed the all night odd conversations, the trips to the all night diner for studying and conversations, spring afternoons watching baseball, snow ball fights in the winter, playing flag football in the snow and rain on the campus green, and going to Saturday night concerts to see the campus garage bands.

I’m also watching reruns of ‘The Big Bang Theory.’  I really haven’t paid much attention to that series.  But I feel a weekend of binge watching on netflix coming on.  I like the fact the characters are quirky and really smart.  I feel like I can relate to those characters even if I don’t read comic books or do calculus for fun.  I haven’t been around quirky and smart people on a regular basis since college.  I forgot how fun it could be.  What can I say, I’m a quirky dork myself.

It’s been quite a long summer for me.  But it’s cooler days like this that remind me that summer is almost over.  Since summers are usually my hardest times I’m glad for a return of a few cooler days.

 

Visiting Family and Finding Normal

Saw my nephews and niece yesterday.  We had a picnic lunch and we went to a museum.  It was an pioneer trails museum as most of the old pioneer trails like the Oregon and Mormon trails ran through what is now my hometown.  It was also were the first transcontinental railroad and first Atlantic to Pacific highway ran through.  It was a good way to spend an afternoon and I got to keep the leftovers from the picnic.  It was a good way to break the boredom  that had been my life for the previous two months.

I talked to my best friend from college this afternoon.  He has a few more weeks before he has to be back at teacher inservice for the fall term.  I was invited to his place in the Black Hills of South Dakota for a few days during the middle of the month.  Ideally I’d like to go after the motorcycle rally in Sturgis is over as I really don’t look forward to dodging thousands of motorcyclists.  But this is probably the only time I get to see him again until at least next year.  So I’m thinking I may have to go really cheap for the next two months or break into my savings and make that trip a reality.  My back is fully healed so I won’t have to sleep in a recliner anymore.  I haven’t slept in a recliner for over a week now.  I’m still slower than I would like to be in the morning from stiffness in my lower back.  But it clears up after a couple minutes in a hot bath.  I suppose I am now in my mid 30s, so maybe things are starting to fall apart on my body.  I’m no longer growing a beard as I have found some grays.  It just didn’t look good with a few grays.  I have a friend who’s the same age I am and she already has arthritis.  I’ll probably get arthritis as my grandmother had it bad and my dad now has it bad.  But as bad as chronic aches and being slower to recover from injuries is, I prefer being an adult to begin a teenager.  I especially like the fact that I’m old enough now that I’m not as ruled by my hormones and emotions anymore.  I’d have skipped my teens and twenties had I known my thirties were going to be more settled.

Overall things are looking much better now than they were a month or two ago.  I’m feeling better mentally and physically.  I’m getting more activity.  And I’m getting more socializing.  Things are looking better all the time.

 

Positive Vibes and Mental Illness

My exercise times are gradually increasing.  My stamina is slowing coming back.  I can now sleep in a bed every night with no problems.  Went to the park yesterday to exercise.  I exercised indoors today because of the heat and humidity.  I am still tracking everything I eat and I think that is helping.  I can tell I’m already eating less.  I get to see my nephews and niece tomorrow.  So I will get to do some socializing after weeks of primarily isolation. I feel like things are starting to get better after months of stagnation and problems.  I think it’s starting to look good for the first time in a real long time.

Why I Hate Politics

alifeofmentalillness's avatarA Life Of Mental Illness

Another thing my schizophrenic mind hates is politics. I will not under any circumstances discuss my opinions about politics with anyone outside of a couple family members and my two best friends.  For one, I’m open to the possibility I could be way off.  Two, I consciously know I am only one vote among millions so I don’t feel like I am completely in charge of the whole political process.  I don’t have delusions of grandeur in that regard.  And third, I have nothing but complete loathing and absolute hatred for how continuous and nasty the whole topic has become in recent years even among close friends.  And every time I turn on my tv or log onto Facebook, that’s the main thing I see on the news or in my newsfeed.  I have unfollowed dozens of friends and family members because I don’t want to hear about politics anymore…

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