Having Access to The World Without Leaving Home or Wearing Pants and Shoes

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My parents moved to Oklahoma City area a few months ago to be closer to the grandkids.  They seem to be adapting to suburb life well.  They joined a large church where they have lots of opportunities to socialize even outside of Sunday church services.  And my dad, being a bit of a handy man from his youth on a farm, is absolutely thrilled that he lives only a few minutes drive from stores like Home Depot and Lowe’s.  Mom is talking about planting a few trees and getting a garden going in the new backyard.  Meanwhile, here in Nebraska we haven’t been above freezing point for over two weeks.  But I guess as I learned from my brother who has worked in Oklahoma City area for twenty years now, that far south seems to get spring almost a month ahead of me where I’m at.  I have been quite envious of how their winters are milder than ours (and my friends from Minnesota say the same about my winters) but I will be grateful that my summers won’t be as rough as theirs.  I imagine I’ll eventually relocate to Oklahoma myself.  It’s just a matter of time and doing the Social Security transfer paperwork.

Overall I am happy for my parents in their retirement years.  I was worried about how they would adapt to retirement when my mom retired from the hospital and my dad sold his practice.  They didn’t socialize as much as many people, at least not outside of family and church.  My mom was on the town’s library board of directors and my dad was on the local school board back in the 90s and early 2000s.  He got to sign my brother and I’s high school diploma.  I did hear of a few examples of 18 year old high school seniors got elected to their local school boards and got to sign their own diplomas.

I guess I have gotten past the fact that I can’t just get in the car and go visit them on a whim like I could when they lived only a couple hours away.  But then, I just don’t travel as much as I used to mainly because I no longer need to.  I even recently signed up for grubhub.com, so participating fast food places in my hometown can deliver food to my house now.  I now special order my clothing through a big and tall men’s webpage and they mail my orders to my door.  Sure it is more expensive than Wal Mart or the old K-Mart, but the selection is much better and the clothes fit much better too.  As I always had odd sizes.  Before I hit puberty I was quite tall but really skinny.  Never been anything between being overweight and really skinny it seems.

If I don’t feel like venturing out of my house, there are a couple places in my hometown that can deliver groceries, sometimes even same day delivery if I order in the early morning.  I get most of my prescription medications sent through the mail now. One of my college friends joked with me that if he used my setups, the only times he would need to leave his house would be to go to work, get maintenance and gas for his car, and to buy his occasional beer.  He may have been joking but that is about the reality for myself.

And now many jobs can be done from home now via telecommuting.  I imagine it’s only a matter of time before this truly takes off.  I have a cousin and his wife that can do most of their work from home if they so chose.  The only time I need to go to my bank is to buy quarters for laundry and visit the ATM machine.  I do all my blogging from my leather recliner (which was delivered from a local furniture store) in my living room.  I have friends who take free online courses (not for college credits though) through MIT.  I use Khan Academy and youtube videos a great deal when I need and want to learn something.

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Maybe it will be telecommuting that saves some of these small Midwest and Southern towns that started drying up once farming and manufacturing got more automated and needed fewer human workers.  With as bad as rents and housing costs are in the big cities I couldn’t afford to live in a place like San Francisco or New York, let alone Omaha or Kansas City.  Maybe telecommuting is what will indirectly solve the affordable housing crisis here in USA. Might even solve the problems of higher education costs getting out of control. It also will cut down down on commuting time, so less air pollution from automobiles even if electric cars weren’t becoming more affordable and easy to find.  As strange as it may sound to some people, future generations might look back and write history books about topics like how technology, science, and the open market solved problems like environmental pollution, resource depletion, poverty, and perhaps even end war.  I think in some ways (at least much of the stats and data I have personally seen) all of these are beginning to happen.

Even though I don’t socialize in person as much as I used to, I don’t feel any less connected than I did in the past.  Sure I do miss physical touch and intimacy, but I have adapted to socialize more online and on phone. I’m currently trying to get face time set up on my computer. But I have adapted to my reality and have found ways around not having much money or living near people with similar interests or not wanting to drive everywhere anymore.  There was an old song about having the world on a string.  I don’t have that, but I do more or less have the world with a few keystrokes on a computer with wireless internet.  I can all my shopping and socializing and I don’t even have to wear shoes if I don’t want to.  I can hardly wait until I can get a multi purpose 3D printer I can use in my house as easily as I now use my computer and phone.

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Progress does sometimes seem to be slow, at least when we are in the middle of the day to day grinds and stressors.  But given the perspective of decades and years, we as a civilizations and species have made an incredible amount of progress just in the last ten years, let alone my lifetime, and certainly let alone since my grandparents were born.  All of this I do from home wouldn’t have been possible even in 2000.  Yet, growing up in the 1980s the year 2000 was some mythic futurist time.  Sheesh, other than fast than light travel, matter replicators, “beem me up Scotty”, computers who act like humans, and contact with life from other planets, we are starting to live much of what science fiction even forty years ago.  I have hope.  Everyone else should too.

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Getting Ready For Winter

Been spending more time at home since the weather is turning cold.  Haven’t had any real snow yet, but that probably won’t last long.  Avoiding the stores and crowds of holiday shoppers.  I have never done well in crowds and it seems to get worse as I age.  Found out that one of my local grocery stores offers home delivery.  I have used this a few times as I really don’t like driving on crowded streets anymore.  Found out I do just fine on rural highways when I went to my parents’ place for Thanksgiving.

Overall I’m feeling pretty stable.  Haven’t done much since cleaning my apartment over the weekend.  Haven’t really been in the mood to talk to many people, so I keep to myself most of the time.  Besides talking to a few friends and my parents, I haven’t had much for a social life for the last week.  Now that I have winter supplies stocked again, I really don’t have to leave my complex for at least a few days if I don’t want to.

Between getting out my winter coat and stocking up on cold weather food, I think I’m ready for the next three to four months of winter.  Even though spring is my favorite time of year, I’ve also enjoyed winter in years past.  I usually get a lot of reading and writing done on cold days.  I don’t feel guilty for not wanting to go outside in the cold.  I am ready for winter.

Shopping With Mental Illness

I got out and did some shopping this morning.  Bought some clothes and household supplies I was needing.  Now I don’t really enjoy shopping that much.  And I think it’s as much my mental illness making me hate crowds as anything.  I tend to get anxious when I have to deal with large crowds and if I feel rushed.  That’s why I typically do my shopping in the middle of the week when crowds are smaller.  I can quickly drop in and pick up whatever I need without fighting crowds or standing in lines.  And it’s easier to get help if there aren’t a lot of people competing for help.  Even my grocery shopping is done in the early mornings so I don’t have to deal with crowds.

I tend to shop in the same stores.  That way it’s easier to find what I need without wandering all over the store.  I am a creature of habit.  It is kind of stressful adapting to new stores, at least at first.  When I find some item I like I tend to stick with it for a long time.  I am especially this way with clothing. The thing I look for in clothing is how it feels on my skin rather than how it looks on me.  If I am not comfortable in my clothing it does effect my mental health.  I usually wear just t-shirts and pants and sneakers.  I’m not one who enjoys dressing up.  I am really not concerned with how my clothing makes me look as long as it’s functional and feels good wearing it.  I don’t spend a lot of money on clothing or just stuff in general.  I usually buy things when I need them without a lot of agonizing or shopping around.  I really don’t like shopping that much.  I am not a shopaholic.  Shopping is not one of my hobbies.

Budgeting While On Disability

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Bought groceries and supplies today.  So I’m set for another couple weeks even if it means the money is going to be tight for awhile.  Such is expected being on disability insurance and having limited funds to work with.  Being able to budget money is a skill everyone needs.  But it’s vitally important being on disability insurance.  Social Security Disability Insurance isn’t designed to make it’s recipients wealthy.  It is usually enough to get you by if you do a little planning and budgeting.

Every time I’m out shopping I hunt for sales and discounts.  I also have a rewards card (not a credit card) through one of the regional grocery store chains that gives discounts on gasoline purchases.  I have planned to where I usually get a 50 cent per gallon discount when I buy fuel.  As I don’t have a SUV or a pickup truck I can usually get by pretty inexpensive with gas.  I had a Ford Explorer for a few years but decided to trade it off once gas got more expensive.  It was good for hauling things around and I even made a little money hauling things around for friends and neighbors.  But it was an excessive expense that wasn’t worth it anymore, at least not for me.  Other luxury things I cut down on was eating out.  I was appalled how much money I was spending on eating out once I sat down and did budgets and reviewed my spending.  I probably eat out now only once a week on average.  And I found out I was a decent cook.  I’m especially good at grilling as I have one of those electric grills that I do almost all my meals on.

I also shop at discount stores, Goodwill (but I don’t buy furniture from Goodwill as I’m concerned about bed bugs), and Salvation Army. I buy most of my clothes out of season when they are on clearance.  You can find some good deals doing this.  I don’t use coupons as much as I should.  I don’t subscribe to any newspapers or magazines so I don’t get much for coupons.  But I still find deals.

Another key to living on disability insurance is staying out of debt.  Those credit card payments with interest are killers, especially on a fixed income.  All I can say if you are on disability insurance and in debt is find a way to pay those debts off.  I had some debts I could have easily gotten in trouble with.  You may have to ask for help.  You may have to negotiate with your creditors and work out some kind of deal.  You might even get some of your debts forgiven if you keep lines of communication open.  Do not avoid collections.  But do remain calm if collection agents harass you.  Getting out of debt sucks but it is more than worth it once you’re no longer making payments.

Shopping at discount stores, looking for sales, using incentive programs, and staying out of debt are vital for anyone living on fixed income.  I had friends who filed for bankruptcy. I saw how much pain and stress it caused them.  After seeing this I vowed I wouldn’t let it happen to me if I could avoid it.  I don’t have much of a margin of error with as little as I earn.  Since I don’t make much money I have to be real wise with money.  I have to control expenses.