Tag Archives: money

Thoughts on Upcoming Graduations and Future Possibilities

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College graduations are this weekend in my home state.  Some days it’s hard to believe that it’s been thirteen years since I finished college.  Other days it seems like it was somebody else’s life.  I am definitely not the same person I was then.  Back then I believed I could still work in spite my mental illness if I found the right situation.  Over the next several years I worked a variety of jobs; retail clerk, sales man, teacher’s aide, factory worker, loading dock worker, cook, dish washer, janitor, and now blogger.  Besides the teacher’s aide job, none of these jobs had anything to do with what I studied in college.

In my younger years, I was kind of resentful that I didn’t find a good paying job in the field I studied.  For awhile I believed that college was a waste because of this.  I really don’t feel that way anymore.  After studying science and tech advances for the last few years, I know now that it’s impossible to spend four to five years in college and expect to have a career in that field for the next forty years.  The science and technology is advancing too fast anymore.  Entire new industries are being creating and being destroyed every year anymore.  It’s foolish to tell an eighteen year old kid fresh out of high school that what they major in has to last them until age sixty five.  Most eighteen year olds don’t know what’s even available, let alone where their true strengths lie.  When I started college I never saw myself becoming a writer and blogger.  There were very few blogs in 1999 when I started college.  There weren’t even social media sites, good search engines, youtube, netflix, etc back then.  And that was just eighteen years ago, not that long ago.  Who knows what will change in the next eighteen years.  I might not even need to use a keyboard to write a blog by 2035.

As far as telling an eighteen year old kid that they have to stay in one career field for their lives, that’s asinine.  These kids graduating high school this spring won’t hit even our current retirement age until the mid 2060s.  We can’t realistically train these kids for lifelong careers when we don’t know what will be available by then.  Maybe some of the kids graduating this year will be working in vertical farming, yet in 2017 this tech is still in development phases.  Maybe some of these kids will be robotics mechanics.  Perhaps some will become technological nomads and just go wherever the work takes them.  Have lap top, will travel much like the hired guns of the Old West.  Maybe some of the kids graduating this spring will work on building moon and Martian colonies.  Maybe some of these kids will be among the first to have their children genetically modified.  I don’t know.  But I doubt few of them, if any, will be able to make careers as truck drivers, fast food workers, retail clerks, telemarketing, book keeping or most manufacturing.  These jobs will be among the first to be automated.

And ironically, no one else knows exactly what the future of work holds for these kids leaving high school either.  Tech gurus like Bill Gates, Elon Musk, Ray Kurzweil, etc. can have good ideas but we realistically can’t foresee what will and what won’t happen in the next twenty, thirty, or forty years. And politicians can say they want to revive blue collar manufacturing jobs, but that’s not going to happen in spite their best efforts.  We can’t go back to the past and trying to do so will only make the transitions to a higher tech world civilization even harder and delay the inevitable.  For all I know, by 2065 the basics of life could be cheap enough that working may optional for some people.  Maybe the only real jobs humans can do will be in science research and space exploration.  Of course I could be completely wrong and World War III knocks humanity back to the Stone Age.  What I do know is that as much change as I have seen since graduating high school in 1999, even that change is going to be dwarfed by what’s coming in the next couple generations.

Just Because It’s Not Paid Work Doesn’t Mean It’s Not Valuable Work

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Some of my critics will love to point out that I don’t have a “real job” and that I’m only able to stay alive because I am “leeching” off the taxpayers of my country.  To which I respond, “Let’s see you fight through a mental illness for twenty years that no one can understand and some even deny exists and then you tell me how much of a leech and a cancer on society I am.”  I have had people who I previously thought were my friends tell me I’m “wasting my life” not working some minimum wage drudgery because it’s the “useful”, “honorable”, and “manly” thing to do.  I have had former friends tell me my blogging about mental illness is “a waste of time.”  Needless to say such short sighted jerks I no longer keep in contact with.

Who gets to define what is honorable and useful to begin with?  I don’t remember getting to vote on such ideas.  By what right do now former friends get to tell me I am wasting my life and time blogging about living with a mental illness?  I can illustrate what living with a mental illness is like.  Many who are mentally ill are unable to articulate what living with it is like.  It’s a lonely existence.  It’s a turbulent existence.  It is a horrible feeling knowing I will never be able to attempt to achieve my dreams.  It is terrible knowing I will never have a family.  It sucks knowing that through no fault of my own I’m always going to be on the fringes of society.  And it scares me that I’m always going to be in poor health and probably die at a younger age than most people.  The public at large needs to know what life is like for the forgotten mentally ill people.  Many mentally ill people rotate in and out of jail because they aren’t getting the kind of treatment they need.  Many mentally ill people are homeless and not by choice.  Some, like myself, have to live on the outside of society looking in because we are not accepted by society as a whole.  It can be a very dreary and dark existence.  I don’t wish the ups and downs of mental illness on anyone, not even my worst enemies.

Why is paid drudge work considered honorable yet unpaid volunteer work, such as what I do with this blog, isn’t?  Why do I have to work as a janitor or a convenience store clerk to “earn my keep?”  As easily as we can grow food, build shelters, and harvest energy anymore, we don’t necessarily need what economists call ‘full employment.’  We don’t need several layers of bureaucracy or managers of managers or ‘inspectors of inspectors’ as Buckminister Fuller put it many years ago.

We don’t have 90 percent of our workforce on farms or factories like we did during the Industrial Revolution because we have machines and scientific processes that can grow crops and make goods far better than we could in bygone years.  I am convinced that holding on the antiquated and obsolete idea that everyone has to have a job is actually hurting us as a society and holding us back as a species.  Besides, when I was working I heard my coworkers and bosses complain and whine about how much they hated their jobs.  It seems to me that everyone enjoys complaining about how much they hate their jobs.  Hating your job, it seems to me, is more American than apple pie, the Stars and Stripes, or baseball. I never understood why normal people took pride in their misery and anger.  That doesn’t seem mentally balanced at all to me.

If there is a point to this post, it’s that maybe we as developed nations should seriously consider letting machines and automation take over as much drudgery work as possible, tax the workings of said machines and automations, and just give people a regular stipend just for being citizens of a post industrial nation.  Pretty much just free people up from the idea of having to have a repetitive and boring job just to eat and pay rent.  These boring and repetitive jobs should have been outsourced to machines and automations a long time ago.  And they will be assigned to the machines eventually.  No politician can prevent the automation revolution that is already underway.

How many kids grow up dreaming of being convenience store clerks, working at Wal Mart, or working on an assembly line?  No, kids grow up dreaming of being things like astronauts, artists, scientists, explorers, performers, etc.  It’s when we start telling these kids they need to ‘quit dreaming’ or ‘get a real job’ that they stop striving for the stars and quit fulfilling their potential. And I think that telling these kids to kill their dreams to do something just for the money is immoral and monstrous.

In closing, the next time you hear some supposedly wise grown up tell a kid or young adult that they need to get a real job or work for money, just remember that the most important job in the world doesn’t pay a dime of money to any of it’s workers.  That job is, of course, parenthood.

 

How The Internet Made My Mental Illness More Manageable

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Even though I haven’t gotten out of my hometown all winter I have still managed to keep in contact with friends and family.  Thanks to the internet I keep in contact with my old friends via Facebook.  And I’ve made several new acquaintances that would be friends if only we lived in the same town through the forums and groups I participate in.  I’m involved in a few futurists’ pages as well as some science pages.  I guess I really don’t interact much with other writers or bloggers, not as much as I should.  I used to belong to the Nebraska Writers’ Guild but I let that membership lapse as there weren’t many guild members living near me and few of the guild members were my age or younger.  I guess even mentally ill people like to spend time with people similar to them.

With my Wal Mart special smart phone I keep in contact with family members a couple times a week.  If my dad happens to be in town, he will send me a text message asking if I want to have lunch with him or mom will ask me if I want her to pick up something from Wal Mart.

Speaking of shopping, I don’t really buy that much in traditional stores.  I still go to the all night supermarket to get groceries every couple weeks.  But even there I find out about their sales and specials through the store’s web page.  I still get my psychiatric meds through a traditional pharmacy.  But even there I get automated reminders that tell me when I’m due for refills.  The only time I actually deal with another person is when I go to the pharmacy to physically retrieve my refills.  Even that may become a thing of the past in a few years if automated pharmacies and delivery drones pick up traction.

Most of what I buy anymore outside of groceries, fuel for my car, and basic home items, I now buy online.  When I buy books, it’s online.  When I buy computer games, it’s online.  When I buy movies or tv shows, it’s through amazon’s digital service.  I get all my music online through spotify.  Most of my tv watching is done via youtube or netflix.  Many of my computer games now have online support and updates.  I now buy most of my clothes online as I do have rare sizes.  Sure it is a little more expensive, but I can find exactly what I want as long as I’m willing to look.  As much as I appreciate second hand stores like Goodwill and Salvation Army, even they can be a roll of the dice in terms of finding what I need.

Comparing what I spend now to what I spent several years ago on my living expenses, I’m now actually spending less than I was ten years ago.  With my social security disability pension being what it is, I make less than fifteen thousand dollars per year.  Even though that puts me below the poverty line, at least by American standards, I don’t feel poor.  I have access to treasure troves of music that would put any music collection of twenty years ago to shame.  Thanks to wikipedia I’ll never have to buy an encyclopedia set.  Thanks to online clothing stores, I don’t need to settle for clothing that doesn’t really fit or doesn’t look good on me as long as I keep my measurements up to date.  Thanks to online news and entertainment, I really don’t need cable tv.  The only thing I use cable tv for anymore is live sporting events.  Even at that I watched some college football games online last year.  So I really don’t need to buy a ticket, navigate a crowded stadium, and sit in the freezing cold to watch Nebraska Huskers football anymore.  I can sit on my own couch, grill my own meats, and not worry about anyone blocking my view or having to go down several flights of stairs to get to the restroom.  I’ll keep watching sporting events online even if I really have little interest of seeing them in person.  Unless, of course, the Colorado Rockies ever got back to the World Series or if the U.S. ever hosted the World Cup soccer tournament again.

I can get even medical advice online anymore, thanks to services like WebMD.  I can type in my symptoms and see if what ails me is serious enough to go to the doctor or not.  So I don’t usually have to go to the doctor unless I’m really sick or my mental illness problems are really out of line.  I haven’t had to go to the psych hospital in over three years but it is good that the option is still there.  Since I spend so much time online, I have developed some friendships with people I’ll no doubt never meet.  And I get to post about mental illness and it’s ups and downs in a forum that didn’t exist even twenty years ago.  Twenty years ago I would have had the same thoughts, but no means of recording them for a public audience.  I would have had to suffer in silence if I had these problems as recently as the 1980s instead of the 2000s and 2010s.  We are living in a totally different world than the one I grew up in during the 1980s and early 1990s.  And I’m completely glad for it.  I can hardly wait to see what other cool stuff and finding come out in the next twenty five years.  Thanks to the internet, I can watch this new world unfold and take root from the comfort of my own living room and not even leave my small home town.

Rant about Politics, Education, Science, Technology (or PEST)

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It’s been a few days since I last wrote.  That’s because I’m beginning to feel some of the anxiety and depression I felt back in late summer and fall again.  I am convinced this is because of most of my friends wanting to only talk about politics.  I am sick of hearing about politics.  Most politicians know less about science and technology advances that are and will impact our world than even I do.  A politician can’t build a power plant or bring back jobs once automation has made those jobs redundant and pointless.  Politicians, at least here in the USA, can’t even update critical infrastructure or balance their own budgets.  And it saddens me that my country is getting to where we don’t lead the world in many areas of science and technology.  Who would have thought twenty years ago that China would be offering to lead the world on developing clean and renewable energy or artificial intelligence or genetics?  I am embarrassed by politicians of both major parties.

I don’t understand normal people.  I don’t understand how masses of people can look at facts and ignore them or even outright deny them because of the person stating said facts.  Facts don’t change because of beliefs.  You can ignore the reality all you want but eventually you won’t be able to ignore the consequences of ignoring reality.

I have been following politics since the late 1980s.  Since then I have heard the statistics that state that my country has one of the worst overall education systems in the developed world.  We have known this for over a generation.  Yet no major overhauls to the way children in the U.S. are educated has happened. We won’t even consider looking at what other countries do in their educational systems.  My country is going to have to radically overhaul education real soon because the information and automation revolutions will make many of the skills stressed in the current system useless.  We have seen these changes coming for years yet not even the current politicians in power seem too eager to update education for the realities of the 21st century. That’s why I, and many other people in my country, have resorted to self educating ourselves by the internet.  Learning is not boring.  It’s just presented that way in traditional education.

Too many people and politicians are ignorant when it comes to science and technology.  We have known for years about the risks of burning carbon based fuels in terms of climate change and unhealthy air to breathe.  Even if climate change isn’t happening, only a fool would deny that people are getting sick and dying from breathing the toxic fumes emitted by coal plants and gasoline powered automobiles.  That alone should have made people pour much more research money into developing alternatives.

I don’t understand some people’s love affair with oil.  Some people seem to think that we never will find anything better than oil and that we can keep using it for thousands of years.  Climate change or not, oil is a limited resource. And some people don’t acknowledge that science can and will find answers to replacing oil whether they like it or not.  I have to think had these people been born in the mid 1800s , they wouldn’t have wanted to give up their kerosene lamps for electric lights or their stagecoaches for railroads. Or if they were born during the Renaissance they wouldn’t have given up their swords for muskets or would have considered the printing press the work of the devil. But there are always going to be people who don’t want to change anything and some who are nostalgic about a past that wasn’t that great to begin with.  I guarantee that in the future there will be people who won’t want to colonize the moon or other planets just because they fear and hate technology.

I don’t understand normal people’s obsession with politics.  And I’m sure most people don’t understand my obsession with learning and science.  Science classes have always been my favorite classes.  I had to take a detour from my desired science career and studied business and economics while I was in college.  As it turned out this study of economics turned out to be a several year diversion from my true passions.  I don’t regret studying economics as it made me much better at budgeting limited money and resources.  But looking back on it I am glad I didn’t find a job in business or economics and especially banking.  I would have hated working in a cubicle and having to wear a suit every day to work.  As much as I enjoy what money can do, I also know that having a great deal of money wouldn’t mean much to me.  It wouldn’t make me feel successful or like more of a man.  Who defines what is a “real man” anyway?  Seems to  me that those goal posts are constantly shifting.  The only winning move seems to me is to not play at all.

If I suddenly had a couple million dollars, I’d probably move to Silicon Valley, rent a small apartment, try to get involved in some small start ups, hang out with really intelligent and science minded people, and essentially live off the interest of my low risk investments.  I wouldn’t buy a sports car, a large house, or even get married.  But I always thought Northern California would be a cool place to live.  Then again I don’t know.  It’s not like I fit in even with people I have lived with my entire life.

If there is a point to these rants I suppose it’s that I simply don’t understand normal people.  I don’t understand why normal fret and stress over things that are trivial but don’t care at all about potential serious problems or opportunities.  Straining at gnats but swallowing camels as far as I’m concerned.  But at this point in my life I am glad that I am not normal.  I don’t desire to be considered normal even if I am somehow cured of schizophrenia.  Normal doesn’t change the world for the better.  I want for my life anyway, for most people that encounter me and my works to be better off for it.  I don’t want to be some political hack or among unthinking crowds.

Mental Stability With Schizophrenia Is Tough and Other Thoughts

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I have been mentally stable for weeks now.  It is a welcomed relief to not have to fear having mini breakdowns everyday or risk having major setbacks because of relatively minor problems.  I may have given my readers the idea that taking medications and going to regular counseling sessions are enough to stabilize the mentally ill.  If only it were so.

Many, if not most, mentally ill people are worse off than I am.  A significant percentage of homeless people are untreated mentally ill people.  Just today I read an article about a homeless lady from Oregon who recently died from hypothermia.  She was homeless because she fell two months behind on her rent at a low income housing complex.  No one informed her family members she was being evicted or having mental health problems.  This lady, like me, had schizophrenia.  Like me, she had been a model resident in her complex for several years before the mental health problems came back.  I sometimes find myself afraid that something similar could happen to me.  I have some setbacks, I get in trouble in my complex, I get evicted, and no one bothers to inform anyone who could help me out.  I have also seen statistics that one fourth of people killed by police officers are mentally ill people having psychotic breakdowns.

This is one of the reasons I am paranoid about cops.  I appreciate that they have a brutal and often thankless job but I am still afraid of them.  Some may say “If you’re not doing anything wrong, you have nothing to worry about.”  If only that were true.  I have had plenty of experience of authority figures, coworkers, peers, and even my own parents just telling me off over things I wasn’t guilty of.  I used to get yelled out for being too sad and even too happy.  It was like I was supposed to have the emotions of a pile of garden tools.  I’m not unemotional.  I have strong feelings and opinions, especially when I don’t share them.  I have enough white noise and hallucinations going on in my mind even on good days that getting in my face and yelling at me doesn’t calm me down or motivate me.  If anything I want to severely hurt anyone who raises their voice to me.  The Marine drill instructor, alpha male jock, kick ass and take names approach does not work on me.  It never has and it never will.  It only makes me more angry.

I am scared of people who yell and scream a lot.  I am scared of people who love violence.  I am scared of people who think violence and war will solve all problems.  I am terrified of stupid people in large groups.  One of the reasons I hate socializing is that I don’t like being vulnerable or dealing with the unknown.  I have to admit that somedays I don’t want to leave my apartment simply because I am afraid of people in general.

I am not really a misanthrope.  I genuinely love intelligent conversations that are calm and non argumentative.  I have yet to have an intelligent conversation with a dog or a house plant.  And I imagine it will be a long time before a computer can be a worthy substitute for human conversation.  I don’t hate people, I just can’t stand it when they do stupid and cruel things.  Now I know that people are no more cruel and stupid then they were in past generations.  If anything they were probably dumber and less compassionate before mass media and universal education.  I just hear about stupid and cruel actions more just because I am more connected than past generations.   Years ago, for me to hear about a homeless mentally ill person dying of hypothermia, it would have had to happen in my hometown.  But as it is we are more connected now than ever.  That isn’t going to change.  If anything we are going to get even more connected and involved in the lives of complete strangers living all over the world in the coming years.  And I wouldn’t have it any other way.

I am convinced that one of the reasons people will fight with others is because we can’t see where the other person is coming from.  I think it was a lack of open communication and intermingling that lead to peoples and nations in past ages to fight wars against each other.  Personally I would rather do business with a foreigner or have dinner with him than fight him in a war.  In all honesty, people have far more in common then they know.  It’s this fear of the unknown that keeps peoples apart.  It is my hope that in coming generations these barriers will continue to be broken down through mass communications and trade.  It’s kind of tough to go to war against a country when you are doing a lot of business with a potential foe.  Perhaps in future generations they can say that it was the internet and international trade that led to the end of massive wars.  I may be a dreamer but I am definitely not the only one who can see a better future than what we have even now in January 2017.

Minimalism, Optimism, and Freedom with Mental Illness

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In the classic movie ‘Forrest Gump’, there was a line that went like “there’s only so much you need and the rest is just for show.”  After a couple of years of practicing minimalism I know that is a fact.  There really is only so much a person needs to really be content in life. I don’t have any music CDs or DVDs because I have all of that held by my computer via my subscriptions to Netflix, Curiosity Stream, and Spotify.  I have my books but I am seriously considering buying a Kindle or another cheap e-reader and putting a bunch of free books on it.  I don’t have a lot of trinkets in my house.  Besides a few art pieces done by friends and my framed World Series ticket stub from when my Rockies made the World Series I don’t have much for decorations.  The only real extravagance  I have for decorations is the world map where I put in push pins in every country I had a visitor from.  I have food in my fridge and pantry.  I have some emergency supplies so I could ride out a blizzard or emergency for a few days without power if need be.  I have my car which I use mainly to buy groceries and run occasional errands.  I’ve gotten to where I usually buy gas only once a month unless I’m making road trips during the summer.  I banked some of my insurance settlement money as another emergency fund.  I already had an emergency fund that I keep outside of the bank.  My medicaid covers my medications and psych doctor visits.  I have learned how to live on what social security pays me.  I have zero for debts.  I have two computers and central heating.  Heck, I dare say that even though I’m on social security disability insurance and officially living under the poverty line for U.S. standards in 2016, I live better than the Rockefellers and Vanderbilts did back in the late 1800s.  Thank God for technology and knowledge.

I’m sorry if I sound like I’m bragging.  But I am happy that I have gotten out of debt, stayed out of debt, didn’t end up in a bad relationship or divorced paying child support for kids I’m hardly ever allowed to see, and avoided a lot of other problems that could have come with being mentally ill.  I’m glad I don’t have kids because I fear passing on genetic tendencies for mental illness and I know with schizophrenia I would have made a lousy father.  I am glad I got out of debt and learned how to have cheap tastes because I don’t have to take a job just for the money.  I don’t work right now because I really don’t need the money.  I also don’t need the headaches of office politics and putting up with whiny and lazy coworkers.  I left my last job because I didn’t need the money and the job was becoming more of a headache than it was worth.  Being in the position where I don’t have to accept a lousy job or put up with coworkers’ nonsense is a sense of power that not many people I know have.

Some of my critics will no doubt say that I can do this only because I am on the government dole.  Years ago with mental illness, I’d be locked up in an insane asylum and probably costing the taxpayers more than I am now with less effective results. With me living in the community on disability, my community was able to get several years of labor and taxes out of me that they wouldn’t have gotten fifty years ago.  The community also received my blog entries, which from messages I have gotten from readers, are making a difference.  Some may think I am spoiled by being able to live in the community and take psych medications at tax payer expense.  What’s wrong with that?  Everybody alive today benefits from inventions and innovations they had nothing to do with.  Everybody with electricity today had little to nothing to do with the research that people like Michael Farraday, Nikola Tesla, Thomas Edison, and George Westinghouse did back in the 1800s to make electric power possible.  A significant percentage of the people living today would be dead or never born if it wasn’t for anti biotic drugs.  Surely that doesn’t spoil anyone or make them less productive.

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Because of advances in science and technology along with advances in the social safety nets, I can live pretty well off very little.  I have access to much of history’s music through Spotify for only ten dollars a month.  I have access to the world’s cumulative knowledge and wisdom won through centuries of toil, tears, and blood through a wireless internet collection that costs only one dollar a day.  I don’t need in encyclopedia for research when I have wikipedia and search engines.  I don’t need to write letters to friends when I can just hit them up on Facebook.  I don’t need to buy a newspaper when I can go online to get my news or craigslist.com for classified ads.  I can reach an international audience with this blog for pennies a day in advertising and I have a much further reach than when I started writing a dozen years ago.  Back then I wasn’t known outside of the few people who bought some of my print on demand poetry and essays books.  Much of what I am doing right now would seem like Flash Gordon and Buck Rodgers type of science fiction magic to my grandparents generation back in the 1950s.  Even the Wal Mart special smart phone I have is more advanced than Captain Kirk’s mobile communicator from the original ‘Star Trek.’  And I have access to all of this and more even though I am a minimalist, on disability insurance, a single man, and living in a smaller town in a largely rural farming state.

Because my hobbies and entertainments don’t cost much I don’t need that much money.  Splurging for me is going to a sports bar with a couple college friends when they come to visit.  Or buying $60 worth of used books on amazon or picking up a couple cheap computer games.  Extravagance for me is going camping in the Black Hills of South Dakota or the mountains of Colorado.  A good time for me is getting to see my nephews and niece. I may not have a large income, a big house, a fancy car, a designer wardrobe, or prestige.  But I have come to realize over the years with a mental illness I don’t need these things to be content and happy.  I need only a fraction of the things I was told I needed to have a decent life when I was growing up.  I really don’t have to make any more major purchases for the foreseeable future.  Other than the ups and downs of my mental illness I am living quite well.  Now that the insanity of the election has passed I may not have to worry about so many ups and downs anymore.  Life is going well for me.

 

On Minimalism or Why I’m Not Pessimist Even Though I Don’t Have Money or Job Security

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I have never learned the fine art of being able to let go and no longer care.  Maybe that is another trait neurotypical people are born with that we the mentally ill aren’t. Even though one of my favorite comedians was George Carlin, I have never been able to bring myself to the nihilist thinking of if the world is going to fall apart then I’m going to enjoy the ride down.  I think I’m more of an idealist in that I know we as a species have problems, issues, and baggage but we can compensate for said hangups and move onto something better.  I guess I never quit dreaming and seeing what we can as a species accomplish.  I missed the memo that said I had to be a pessimist and a grump once I became a man.

The scientists, engineers, doctors, and humanitarians of the world have done some really amazing things just since I was old enough to start paying attention twenty five years ago.  And twenty five years is just a blip on the radar of human history.  I would have been life time hospitalized in 1966.  I wouldn’t be blogging in 1986 with the audience I now have (I appreciate all my visitors).  I wouldn’t be able to keep in contact with my college friends in 1996 nearly as easily as I do now.  My father always told me one of his greatest regrets was not keeping in contact with his college and Air Force friends more and taking more photos when he was in school and overseas.  With Facebook I hear from people I was just casual friends with on an almost weekly basis.  I have even had good conversations with people I have never met in person.  But because we have similar interests we can connect quite easily.  With my cell phone I can cheaply talk to friends and family at all hours or call for emergency help.  In the late 1980s about the only people who had cell phones were Wall Street tycoons.  And as good as my $99 Wal Mart cell phone is, I don’t even really need it as much as I used to.  Anymore I can most of my banking, order books through Amazon, order clothing (I have an odd size so I have to special order sometimes), and even get pizza and deli delivery via the internet.  If I were so inclined to get back into the dating game, I’d just go to any one of a number of internet dating sites and let their algorithms match me to a woman with similar interests.  None of this was possible when I was growing up.  It is an excellent time to be alive.

For years I have heard that my generation of Americans was going to be the first that was worse off than their parents.  As far as I’m concerned, we’re worse off only in certain areas.  Sure GenXers and Millenials have higher levels of student loans and more job insecurity than did the Boomers and World War 2 generations.  But what money we do have can go much further than in the past.  You really think Andy Griffith could have accessed an entire encyclopedia of knowledge on his rotary phone in the 1960s?  You think that Archie Bunker would have as good of a chance to survive cancer in the 1970s?  Sure many of the high paying manufacturing jobs have left Europe and North America, but blame technology and automation as much as China or trade deals.  Just Google the monetary worth of manufactured goods in the U.S. or E.U. and compare it to before the beginning of automation.  It’s probably higher now though done with fewer laborers.  Yes you may be discontent with your job as a convince store clerk or a fryer cook at KFC, but with as cheap as many things are getting now, you may not need the $40,000 a year job right out of college to have an alright life.

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I make less than $15,000  per year from all sources.  But I still have two computers, an automobile, a cell phone, a good wireless internet connection, no debts, and I’m not going hungry.  Yet according to the U.S. government statistics I am living in poverty.  But I have pretty much everything I want and definitely everything I need.  I don’t need the four bedroom house with the picket fence (especially not when I have pay home owners’ association fees, property taxes, shovel snow, and fix my own plumbing when the pipes break at 3 am on Sunday morning).  I think the ideas of having a large house in a good neighborhood, a mini van and an SUV, lots of trinkets to impress people I don’t care about, a stressful job that could be automated or outsourced at a moment’s notice, a marriage that is always strained because of not enough time with the wife and kids, are overrated.  I never got the memo that said I had to have all of that to be happy and content.  I don’t have any of those “hallmarks of success” and yet I don’t feel like less of a man because of it.  Some people may think less of me because I don’t have a lot of money, a prestigious job, a trophy wife, children, a big house, or a SUV.  But that is their hangup and a reflection on them, not me.

Sure I make less money than my parents did (and many of my friends can claim the same thing).  But we definitely have more flexibility, more adaptability, more connectivity, better access to knowledge and information, and less of our budgets are going to basics like food and rent.  Even with as little as I make only half of my money goes to food and rent.  And I don’t even get food stamps.  Take heart GenXers and Millenials, even though you may never have the job stability or the money your parents and grandparents had, you definitely have more freedom and flexibility because you are not as tied to one area.  And you GenXers and Millenials will find out that once you get your debts completely knocked out (which will take time and discipline), you will find you can live on much less than you thought and you suddenly have lots of options.  My parents are tied to their small farming village because they would have to sell their house, their acreage, their cars, and most of the trinkets they acquired over the years of being tied down.  Me, besides my bed, my dresser, my book shelf, and my two couches, I can throw everything I own in my car and be moved within a few hours if need be.  And being able to do so much more online now, I can easily transfer to a new bank, new insurance company, and find pretty much whatever I need wherever I wind up.  I wouldn’t give up my freedom and flexability so I could be tied down just because I have a house and some money.  Freedom and flexability are currency in the information age.  I wouldn’t want to live in the past.  I would go nuts from the lack of freedom and lack of options.

 

Shopping With Mental Illness

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I got out and did some shopping this morning.  Bought some clothes and household supplies I was needing.  Now I don’t really enjoy shopping that much.  And I think it’s as much my mental illness making me hate crowds as anything.  I tend to get anxious when I have to deal with large crowds and if I feel rushed.  That’s why I typically do my shopping in the middle of the week when crowds are smaller.  I can quickly drop in and pick up whatever I need without fighting crowds or standing in lines.  And it’s easier to get help if there aren’t a lot of people competing for help.  Even my grocery shopping is done in the early mornings so I don’t have to deal with crowds.

I tend to shop in the same stores.  That way it’s easier to find what I need without wandering all over the store.  I am a creature of habit.  It is kind of stressful adapting to new stores, at least at first.  When I find some item I like I tend to stick with it for a long time.  I am especially this way with clothing. The thing I look for in clothing is how it feels on my skin rather than how it looks on me.  If I am not comfortable in my clothing it does effect my mental health.  I usually wear just t-shirts and pants and sneakers.  I’m not one who enjoys dressing up.  I am really not concerned with how my clothing makes me look as long as it’s functional and feels good wearing it.  I don’t spend a lot of money on clothing or just stuff in general.  I usually buy things when I need them without a lot of agonizing or shopping around.  I really don’t like shopping that much.  I am not a shopaholic.  Shopping is not one of my hobbies.

A Sense of Calm with Mental Illness

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It’s been a quiet and calm week for me.  I can tell the weather is starting to cool and that autumn is only a few weeks away.  School has already started in my hometown.  I was at the Wal Mart on 10pm on a Friday night and the place was packed with high school and college students doing last minute back to school shopping.  Years ago when I was in school, it seemed like the place to be on the weekend before school started was parties that amounted to the last fling of summer.  Maybe the younger people today have better priorities than what previous generations had.  It was also the first time I used a self check out machine.  Just scanned my items, swiped my debit card, and bagged my purchases and left.  Sure this may put some cashiers out of work but who dreams about being a cashier working for minimum wage when they are kids?

From about early July to the first week of September has traditionally been rugged times for me.  Both times I checked myself into a mental health hospital were in early September.  Many of my major flare ups and breakdowns have come in July and August.  The first time my parents saw me break down was around Independence Day back in 2000.  I didn’t have the serious breakdown last summer besides yelling out a store clerk in early July (which I immediately apologized for).  Originally I thought I didn’t have the breakdown last summer because I had extra resiliency because of my grandmother’s death.  Besides yelling at one friend over the phone for a couple minutes and writing a nasty email to a second friend last month, I really haven’t had many problems this summer.

I still don’t go out as much as I had previously.  Anymore I’m somewhat content to just stay home, read books, write blogs, play computer games, and Facebook with friends. I call friends and family on the phone almost daily.  I am having more frequent and longer conversations with my best friend from college.  We usually call each other every Sunday night and chat.  For the first several months after he got married I kind of backed off and just gave him and his wife their space.  He’s a huge history and sports geek (just like I am) so it’s not uncommon for us to be discussing baseball statistics, the ancient Greeks, 19th century German philosophy, and American foreign policy within the same phone conversation.  I love people like that.  Tragically I don’t find many people with those kinds of interest.  My old friend Pastor Verne was one of those types.  He was fluent in both ancient Hebrew and ancient Greek from his days in seminary.  He was a brilliant man.  I’m glad I got to know him.  I hope to be that interesting and sharp if I ever make it to that age.

I got my insurance settlement this weekend.  I wasn’t planning on anything extra from the accident besides getting my car fixed and coverage of my medical bills.  But I am now sitting on top of a wind fall I wasn’t really expecting.  I imagine most of it is going into the emergency fund.  One of the positives of being debt free is I don’t have the pressure of having to make payments every month.  It feels good to not have debts, to have an emergency fund, and a few options.  Those are the best stress busters I have ever found.

As this is a lazy Saturday afternoon in late August I currently have a college football game on in the background as I’m writing this  Football is one of my guilty pleasures.  I’m not obsessed over it but I do like to have a game going on in the background on idle fall weekend afternoons.  I do kind of feel bad about watching young men maim themselves for my enjoyment.  But at least it’s not as violent as Roman gladiators fighting.  I can tell that summer is all but over now that I’m watching a football game.  From the Summer Olympics to fall football within a few days of each other.

 

Debt And Mental Illness

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Managing money is one of those vital survival skills that just isn’t taught in schools in many places.  It certainly wasn’t taught at my school.  My parents taught me how to balance a checkbook and told me to avoid credit cards when I was growing up.  But that was the extent of my money training until I took business classes in college.  I learned to keep track of money pretty well but the idea of avoiding credit card debt wasn’t a lesson that sunk in until I ran up some debts and was in danger of getting behind on payments.  But everyone has to learn on their own time I suppose.

Over the years I learned how to make a budget for things like rent, food, clothes, medications, household supplies, and fuel for my car.  I didn’t get it perfect at first and turned to a credit card to cover the difference.  Big mistake.  Before I knew it I had debts that weren’t getting any smaller even though I never got behind on my payments.  Looking at debts with my only income being my disability pension and a part time minimum wage job scared me.  I knew I couldn’t ask for more hours at work as that would put me in trouble with Social Security’s earning limits.  So I had to drastically cut back on my purchases.  I had to quit going out to eat.  I had to quit going to the mall.  I had to live on cheap groceries (think lots of Ramen noodles, potatoes, baloney, and rice).  I had to cancel my magazine subscriptions.  I had to stop buying books and computer games.  I couldn’t buy new clothes every few months.  I had to limit my driving.  It took a lot of work but I eventually learned to live without going into debt.  I’ve been debt free now for over two years.  And I have less stress because of it.  I am sure some of my mental illness problems were made worse because I was worried about my debts.

If you have a mental illness and your only means of support are disability insurance and or a job, I would highly recommend if you’re going to have a credit card to use it only for emergencies.  I don’t have a credit card anymore as I know myself well enough to not trust myself with one.  Instead I have a small emergency fund I can get to in case of emergencies but I don’t have immediate access to it.  I have it set up I have to have at least twenty four hours to access it as I don’t keep it at my apartment or in my bank.  I budget to where I buy extra non perishable food and fuel my car to full every time I get paid.  I also maintain my car and don’t run it hard so I don’t have to make expensive repairs.  I have learned how to have a good time with friends, family, and by myself without spending much money.  I probably will never have much for money but I really don’t spend a lot to begin with.  Having no debts and having an emergency fund are the best sleep aides and stress busters I have found.  I don’t make much but I don’t worry because I don’t have to make payments to anyone.  If you are on disability or have a limited income, I highly recommend getting out of debt and staying out.