Thriving on the Edge of Change: How SSDI Recipients Can Prepare for the AI Revolution and Capitalize on Emerging Opportunities by 2030

Introduction

The world stands on the brink of an artificial intelligence (AI) revolution that promises to redefine industries, reshape economies, and transform the way humans live and work. While this change can be intimidating, it also brings unprecedented opportunities. For individuals on Social Security Disability Insurance (SSDI), the future may feel uncertain—but with thoughtful planning, skill development, and strategic choices, it’s possible not only to weather the transition but to thrive in it.

This essay offers a roadmap for SSDI recipients to prepare for the ongoing technological transformation, understand how to earn supplemental income legally under SSA guidelines, and explore investment strategies that align with their circumstances and goals—all within the time horizon of 2025 to 2030.


Part I: Understanding the AI Revolution and Why It Matters

What Is the AI Revolution?

Artificial intelligence refers to computer systems capable of performing tasks that normally require human intelligence—such as learning, problem-solving, visual recognition, and language understanding. Over the next decade, AI is expected to be embedded in:

  • Healthcare
  • Finance
  • Retail
  • Transportation
  • Education
  • Customer service
  • Creative industries

For people with disabilities, this revolution can be both empowering and disruptive.

Risks and Benefits for SSDI Recipients

Risks:

  • Automation may eliminate some of the few jobs currently accessible to people with limited mobility or stamina.
  • Cost of living may increase due to AI-driven inflation in some sectors.
  • Technological change may outpace traditional disability support systems.

Benefits:

  • AI tools can increase independence (e.g., AI assistants, voice control, predictive text).
  • Remote and freelance work will become more available and flexible.
  • Investing in AI-related industries could grow personal wealth, even on a fixed income.

Part II: Legal Considerations for SSDI Recipients

Before engaging in work or investing, SSDI recipients must understand the rules of the program to avoid jeopardizing their benefits.

Earning Income on SSDI

You can work while receiving SSDI, but your income must not exceed certain thresholds. As of 2025:

  • Trial Work Period (TWP): You can earn any amount for 9 months without affecting your benefits.
  • Substantial Gainful Activity (SGA): After TWP, earning more than $1,550/month (non-blind) may affect eligibility.
  • Ticket to Work Program: Offers support for training, job referrals, and work incentives.

Investing on SSDI

Unlike Supplemental Security Income (SSI), SSDI is not means-tested, which means you can own stocks, cryptocurrencies, and other assets without it affecting your benefits—as long as you’re not working above the income threshold.


Part III: Gaining Future-Proof Skills from Home

Many SSDI recipients face physical, cognitive, or mental health barriers that make traditional employment difficult. The good news is that many AI-related jobs and income streams are remote and flexible.

Accessible, Low-Cost Learning Platforms

  1. Coursera, Udemy, edX, Khan Academy: Offer free and low-cost courses in AI, digital marketing, finance, and more.
  2. LinkedIn Learning: Particularly strong for resume-ready certifications.
  3. Google and Microsoft Learning Paths: Free beginner courses in cloud computing, AI, and productivity tools.

Skills to Learn by 2030

  • Digital Literacy: Basic computer, internet, and app usage.
  • Data Annotation & AI Training Jobs: Many companies hire remote workers to label data.
  • Prompt Engineering: Writing prompts for AI systems (like ChatGPT) is becoming a valued skill.
  • Freelance Writing & Editing: Especially for blog content, marketing, or technical writing.
  • Graphic Design with AI Tools: Using Canva, Midjourney, or DALL-E.
  • Low-Code Development: Creating simple apps or automations without coding.

Part IV: Remote Money-Making Opportunities in the Age of AI

Here are legitimate, flexible income ideas compatible with SSDI rules:

1. AI-Powered Freelancing

Platforms like Fiverr, Upwork, and PeoplePerHour let you sell services such as:

  • Content writing (with AI assistance)
  • Transcription and captioning
  • Virtual assistance
  • SEO optimization
  • Voiceovers or video narration

You can use AI to enhance your output without violating terms of service—as long as you’re upfront with clients.

2. Online Reselling & Drop Shipping

AI can help identify trends in product demand. Tools like JungleScout (for Amazon) or Zik Analytics (for eBay) assist with product research. You can run a part-time eBay or Etsy store from home.

3. Print-on-Demand

Designing AI-generated T-shirts, mugs, or wall art using sites like:

  • Redbubble
  • TeeSpring
  • Printify (integrates with Etsy)

AI art tools like DALL·E 3, Midjourney, and Canva’s Magic Design make this easier.

4. AI Tutoring and Prompt Testing

Companies pay people to test AI tools or write prompts that train language models. Look for opportunities with:

  • Scale AI
  • Remotasks
  • Appen
  • Hive Micro

5. Digital Content Creation

Even without a huge following, AI can help you:

  • Create a YouTube channel using stock footage and AI voiceovers.
  • Write eBooks with the help of AI and sell on Amazon KDP.
  • Start a niche blog and monetize with ads or affiliate links (AI tools like SurferSEO help optimize content).

Part V: Investing Wisely with Limited Resources

Even on a fixed SSDI income, it’s possible to grow wealth over time by starting small and staying consistent.

1. AI-Related ETFs (Exchange Traded Funds)

These funds invest in a basket of AI-related companies and tech innovators:

  • Global X Robotics & Artificial Intelligence ETF (BOTZ)
  • ARK Autonomous Technology & Robotics ETF (ARKQ)
  • iShares Robotics and Artificial Intelligence ETF (IRBO)

Benefits:

  • Low barrier to entry (buy fractional shares)
  • Diversification (less risk than individual stocks)

2. Fractional Shares via Apps

Platforms like Robinhood, Public, Fidelity, or Charles Schwab allow you to buy slices of expensive stocks (like NVIDIA, Microsoft, or Alphabet) for as little as $5.

3. Dollar-Cost Averaging (DCA)

Invest a small, fixed amount (e.g., $20/month) into ETFs or stocks, regardless of market conditions. This strategy builds wealth while reducing the impact of volatility.

4. Consider “Sin Stocks” or Alternative Investments

Some SSDI recipients with niche interests may invest in:

  • Cannabis stocks (legalized in more states)
  • eSports and Gaming ETFs
  • Green Energy ETFs

Caution: These are riskier, so invest only small amounts you can afford to lose.


Part VI: Leveraging Government and Nonprofit Resources

You don’t have to do everything alone. Many free or subsidized services can help you on this journey.

1. Vocational Rehabilitation (VR) Services

Each state has a VR agency to help people with disabilities:

  • Develop career goals
  • Receive job coaching
  • Pay for online classes or equipment

2. PASS Plan (Plan to Achieve Self-Support)

The SSA PASS program lets you set aside money for work-related goals without it counting against your benefits. You can save for a laptop, online courses, or even a home office.

3. Community Tech Hubs and Libraries

Local nonprofits and public libraries often offer:

  • Free internet
  • Access to premium courses
  • Business workshops and AI info sessions

Part VII: Protecting Your Mental and Financial Health

The AI revolution, while exciting, can be overwhelming. SSDI recipients are more vulnerable to scams, misinformation, and emotional burnout. Here’s how to stay grounded:

Avoiding Scams

  • Never pay upfront to “work from home.”
  • Be skeptical of “get-rich-quick” schemes on YouTube or TikTok.
  • Research companies on the Better Business Bureau or Glassdoor.

Maintaining Wellbeing

  • Join online disability groups focused on freelancing, tech, or investing.
  • Use mental health apps like Calm, Headspace, or Woebot.
  • Schedule breaks to avoid AI fatigue and screen overload.

Conclusion: From Fixed Income to Future Growth

Living on SSDI doesn’t mean you’re shut out of the AI future. In fact, the flexibility and accessibility of AI-powered tools can level the playing field for many people with disabilities. The key is to:

  1. Understand your limits and rights.
  2. Start learning and experimenting from home.
  3. Build micro-income streams that align with your lifestyle.
  4. Invest cautiously and consistently, even if it’s just $10 a month.
  5. Stay informed, stay supported, and stay curious.

By 2030, it’s entirely possible for someone on SSDI today to become an AI-savvy freelancer, a micro-investor, or even a content creator with passive income. With the right mindset and tools, you can thrive in the age of intelligent machines—even on a modest income.


Remote Work and AI: Shaping the Next Decade of Office Jobs

As we look toward the next decade, the landscape of white-collar office work in the U.S. is poised to undergo significant transformation. The factors influencing this shift are varied, from technological advancements like artificial intelligence (AI) and automation, to changing demographic trends, economic fluctuations, and evolving workplace expectations. This essay will explore how these elements, collectively, will shape the future of office jobs requiring bachelor’s degrees in the period from 2025 to 2035.

Technological Advancements: AI, Chatbots, and Automation

At the heart of the future of white-collar work lies technology, particularly artificial intelligence (AI), automation, and chatbots. Over the next decade, AI will continue to evolve, becoming more sophisticated and integrated into daily business operations. For white-collar workers, AI will perform increasingly complex tasks, particularly those involving data analysis, report generation, and routine administrative functions. Industries such as finance, healthcare, law, and marketing will rely heavily on AI tools to streamline processes, optimize decision-making, and enhance customer service.

Chatbots and AI-powered virtual assistants are likely to handle more interactions that were once reserved for human employees, particularly in customer service and sales roles. By 2035, it’s conceivable that many customer service departments in large organizations will consist almost entirely of AI systems, capable of addressing inquiries, troubleshooting issues, and processing transactions without the need for human intervention. While this shift will create efficiencies, it also poses a significant challenge for many white-collar workers, as positions related to routine data entry, customer support, and even some project management tasks could see considerable job displacement.

Automation, already making inroads in manufacturing and logistics, will also impact office settings. Routine clerical jobs—such as scheduling meetings, managing calendars, and processing forms—will be increasingly automated, freeing up employees to focus on higher-value work. However, this also means fewer opportunities for entry-level workers to gain experience in office environments, a reality that could reshape career trajectories for younger generations.

The Work-From-Anywhere Era and Telecommuting

The COVID-19 pandemic accelerated the adoption of remote work, and this shift is expected to persist well into the next decade. The idea of working from anywhere has gained significant traction, and by 2025, many companies will have fully embraced hybrid or fully remote models. The technology to support remote work—cloud computing, video conferencing, and real-time collaboration tools—will continue to improve, making it easier for white-collar workers to contribute from any location with a reliable internet connection.

As remote work becomes more ubiquitous, office spaces themselves may no longer be as necessary. The traditional office as a centralized hub could become obsolete, especially for jobs that do not require physical presence, such as those in finance, marketing, consulting, and IT. This will have far-reaching implications for how office space is designed, leased, and utilized. The growing trend of coworking spaces and flexible office environments will likely continue as employees seek out places to work outside of their homes without the commitments of a traditional office lease.

Furthermore, as remote work becomes more accepted, the boundaries between work and home life will blur, potentially leading to changes in how employees structure their workdays and interact with colleagues. The work-from-anywhere model also brings the possibility of expanding the talent pool to a global scale, allowing employers to hire top talent from anywhere, rather than being limited by geographic constraints. This will have implications for recruitment practices, as employers will need to adjust their hiring strategies to accommodate workers in different time zones, cultures, and legal environments.

Economic and Demographic Shifts: A Changing Workforce

As we enter the 2025–2035 period, the U.S. workforce will experience significant demographic changes. The Baby Boomer generation is retiring in large numbers, leading to a shift in corporate leadership. This transition opens the door for Millennials—who are already the largest generational cohort in the workforce—to take on more prominent roles in management and executive positions. By 2035, Millennials will likely dominate corporate leadership, with their values and approaches shaping business strategies. Millennial leadership tends to prioritize flexibility, work-life balance, and diversity, influencing workplace culture and expectations for white-collar employees.

Generation X, currently in their 40s and 50s, will increasingly hold political power during this period, and their influence could have a substantial impact on policy decisions affecting white-collar work. For example, Generation X may push for labor laws and policies that support work flexibility, such as expanding paid leave or offering tax incentives for remote work, as well as greater emphasis on diversity and inclusion.

At the same time, the aging of the Baby Boomers will create talent shortages in certain industries, which may give younger workers a strategic advantage. However, the incoming wave of retirements could also place a burden on social services and healthcare systems, potentially diverting attention away from white-collar work issues and creating an economic environment fraught with uncertainty.

The prospect of a major recession within this time frame could further alter the landscape of white-collar work. Recessions often lead to job cuts, particularly in non-essential areas, and companies may be more hesitant to hire new employees, focusing instead on automation and AI solutions to fill gaps. White-collar workers may also face wage stagnation or reduction in job benefits during economic downturns, leading to shifts in employee expectations and workplace loyalty.

Changes in Office Space and Hiring Practices

The cost of office space has risen significantly in many U.S. cities, making it increasingly difficult for companies to justify large, centralized office buildings. As a result, many organizations are opting for remote work or hybrid models, reducing their need for expensive office space. The future of white-collar office jobs may, therefore, depend on companies adopting flexible office arrangements or coworking spaces that allow employees to collaborate when needed but do not require a permanent physical location.

In addition to the rise of flexible office environments, hiring practices are likely to evolve as technology and shifting workforce expectations influence how candidates are selected for roles. Virtual recruitment processes, AI-powered job matching systems, and online assessments will become more widespread. Additionally, companies may place greater emphasis on skills and experience rather than formal education, allowing for a more diversified workforce. The increasing prevalence of gig and freelance work, along with part-time employment opportunities, will also influence white-collar employment, offering workers more flexibility but also less stability.

Conclusion

The near future of white-collar office work in the U.S. is a story of rapid change driven by technological advancements, demographic shifts, economic factors, and evolving workplace norms. AI, automation, and chatbots will reshape traditional office jobs, reducing the demand for certain roles while creating new opportunities in tech-driven sectors. The expansion of remote work and telecommuting will change how, when, and where employees work, while the retiring Baby Boomer generation and the rise of Millennials in leadership positions will redefine corporate culture. Economic challenges, including the possibility of a recession, will likely force companies to adapt their strategies, relying on technology and cost-cutting measures. As the future unfolds, the ability of workers and employers to adapt to these changes will ultimately determine the success and sustainability of white-collar office work in the U.S.

Struggles with Medium: An Honest Account of Loss and Transition | Blogging and Social Media Income Insights

I gave up on Medium a few days ago. My revenues were going down to where I was actually losing money this month. It was getting to where it was no longer enjoyable. I feel for anyone who using blogging, vlogging, social media, etc. as their primary source of income. I bet for every Mr. Beast, there’s thousands of people no one will ever hear of.

A friend of mine has been really cold and distant for the last several months. We’ve been friends since we were teenagers. This isn’t her normal. I once suggested she seek medical help. She became so angry I thought she was going to end the friendship. So I let it drop. But she just gets darker and more despondent with each passing month. She has plenty of time to post memes and videos to Facebook. But she almost never responds to anyone who writes to her, not just me. Getting her to return texts is damn near impossible. And she NEVER answers her phone. Something’s definitely wrong. When she does text, it’s to complain about her job, the homeless in her city, the state of the world, etc. It was discouraging for a long time. Now it’s just irritating.

I recently got some in home health help. Through the state, I have a lady come in a couple times a week to do some cleaning, laundry, help putting away groceries, etc. We also keep each other company. She and I are getting to be kind of friends. She’s almost 60 years old and widowed. She’s been encouraging me to socialize more online. She knows I like gaming and is encouraging me to get involved in online gaming chats and forums. I don’t usually do online gaming against other people.

I started doing some online gaming against other people in free games on my PS5 like Monopoly. I bought NCAA Football 25 a couple days ago. I’m thinking about getting involved in some online tournaments. Nebraska is my favorite team. My dad is a University of Nebraska alum, as are several of my cousins. My favorite PS5 games are still Cyberpunk 2077 and Skyrim. I beat Cyberpunk 2077 earlier this summer. I got a second game going trying out different things. Took me two years to beat it the first time. But I didn’t play the entire time I was in physical rehab.

My brother recently bought a Tesla with self-driving capabilities. It’s mainly his wife’s commuter car. She rented a Tesla while on a business trip. Fell in love with Tesla right on the spot. My brother made a couple road trips with the Tesla. Said of the four motels he stayed out on that trip, two of them offered free charging with a night’s stay. He’s almost giddy that something like this became a reality within our lifetime. I often joke to his 13-year-old son that he won’t need to get his drivers’ license if he really doesn’t want to.

When I was still quite active on Facebook, I joked to one of my futurist groups that I wanted to ride in a self-driving EV with my robot best friend, smoking a marijuana cigar while riding past a police station on my 60th birthday. That would be in 2040. Heck, now it’s looking like that fantasy will become possible by 2030. Especially since I read an article last week stating that Tesla wants to start selling it’s Optimus humanoid robots starting in 2026. We’ve come a long way when it was just You Tube videos of cats riding on Roomba machines.

Now that my experiment with putting most of my writings on Medium has failed, I’m concentrating on longer posts on Word Press. The money was nice while it lasted.

Possibilities of Mass Technological Unemployment

This going to be a long post, but please bear with me. I have a series of questions as a bit of a thought exercise and discussion that doesn’t often get discussed in public, not even by futurists: How soon do you think it will be before we see mass technological unemployment and the 21st century version of The Luddites?

Only in the last few months has the mainstream media started even talking about AI replacing and augmenting human workers even though I first read about in on futuretimeline.net back in 2013. Read Ray Kurzweil’s Singularity Is Near and all the works of Peter Diamandis shortly after. Neither of these guys, nor any other techies I’ve read in the last ten years, have discussed in detail how we as a civilization manage this transition.

Every mainstream economist seems to think automation will create more jobs than it eliminates because that’s the way it’s always been. High rollers like Warren Buffet and Charlie Munger previously said AI will amount to nothing, at least publicly. But these are the same guys who missed out on the computer and internet revolutions years ago. Their investors missed out on a lot of profits by these two not putting even a few percent of their holdings into Silcon Valley firms like Facebook, Twitter, Tesla, and Google when they first went public. I was telling everyone I knew to buy a few shares of these companies back then. I would have but forums like robin hood didn’t yet exist. God forbid peasants like me make a few bucks through the stock market.

Been trying to tell everyone I know about this ever since 2013. Most people outside my facebook techie groups, until recently, thought I was a hopeless dreamer at best and a liar at worst. It’s only a matter of time before the mainstream media starts discussing technological unemployment as a daily lead story. And I am convinced the public at large will panic in unexpected ways, like people hording toilet paper during covid. But far worse.

Been recently reading about The Luddites in early 19th century England burning down textile plants and killing factory managers. These skilled craftsmen were suddenly without means to support themselves even though they spent years working on their craft. Imagine if college educated white collar workers with tens of thousands in student loans and hundreds of thousands in mortgage debts find themselves unemployed by the millions over the course of several years?

Half of Americans already have less than 500 dollars of emergency savings. Almost half of current retirees have zero saved up besides social security in my country. Social security is a “pay as you go” system. Has been ever since it was instituted in the 1930s. And it’s funding comes from taxing current workers to pay for the retirees and disabled like myself. There are US government projections that the social security fund could run dry by 2035 if massive changes to the tax system and funding aren’t implemented. Since congress seems determined to fight among itself and do nothing, this could become a reality.

If this industrial revolution we are currently living through destroys more jobs than it creates, like some in my techie groups on facebook have been predicting for several years, how do we get the displaced workers and fear driven public on board? In my country, debt to gross domestic product (think annual wages if nations were individual workers) is already over 120 percent. Granted this isn’t as bad as many places, but my congress already wants to massively cut programs. That’s why it’s very possible the US could default on its loans eventually.

Over half of this money is owed to US citizens. Only 2 percent is owed China anymore. They, along with dozens of other nations, have been slowly getting out over the last several years. So even foreigners know something is fishy about US money. Discussions on raising taxes haven’t gone anywhere for decades. We’ve actually been lowering taxes for years. My countrymen still complain about taxes even though are tax rates are lower than most developed countries. In theory, we can print money as long as people are willing to us it. Granted that’s how hyperinflation happens (meaning money becomes worthless). It happened even in the very advanced nation of Germany in the 1920s. Currently happening in Argentina, Turkey, among others. That economic collapse ultimately resulted in the Nazi Party taking power. Don’t think it can’t happen again in other rich and advanced nations. I’ve been scared of something like this happening in my own country ever since I read ‘1984’ and ‘Fahrenheit 451’ twenty five years ago. I’m more scared of it than ever now.

How do we handle the displaced hundreds of millions of workers who simply don’t have the skills to level up or self-educate? Do we try to institute a UBI system with our current economics and politics? Knowing my countrymen like I do, this will probably not be popular even if 50 percent of the workforce loses their jobs to automation. We can’t even get Universal Healthcare or High-Speed Rail even though most developed countries have had these for decades.

Do we drop the prices on everything so even people living on part time gig work and welfare can afford the basics? Do private foundations pick up where government can’t go? Do we just put 3D printers in every home, vertical farms in every town, and make money as unnecessary as possible?

The ‘Not In My Backyard’ attitude is strong in my nation. We’ve known we have a shortage in affordable housing for years and we still won’t build cheap housing in most places. Personally, I’d rather live next door to a nuclear power plant than a cattle yard or oil refinery. Can we solve homelessness with rapid 3D printed homes and just sell these homes for cheap or even outright just give them away? Knowing my countrymen’s attitudes towards the homeless and poor, this doesn’t look like that will fly either even though we already have the tech to make this work. Most people in my society simply have no empathy towards the struggle of others until tragedy effects them directly. It’s why we had over one million people die from covid even though we were among the first to rapidly produce vaccines and effective treatments. A significant chunk of the populace, including most people I personally know, still feel lockdowns and mask mandates were a violation of personal freedoms. This is the case even though most people in my social circle know at least one person who died from covid. Some people are epically heartless and soulless. And most people in my social circles are regular church attenders.

I don’t know the answers to any of these. I haven’t seen any of this discussed by the public at large. This isn’t even on most politicians’ radar. Andrew Yang discussed this in 2020 only to get one percent of the primaries votes and dismissed as a communist. I still remember the press and his political rivals dismissing him as Comrade Yang.

This isn’t the first time a fringe candidate was dismissed but years later proven right. In 1992, Ross Perot warned that globalization and free trade would destroy the middle class in America and most developed nations. He was dismissed as a crank by everyone from CNN to Saturday Night Live. Sadly, he was proven right years after the fact. We can’t count on most governments as they are decades behind the curve. It wasn’t until recently that the Biden administration appointed an “AI czar.” Remains to be seen if the incoming Trump administration will do likewise.

They are about ten years too late. I’m interested in hearing how other nations are planning on dealing with this. I truly believe we can have a great future as a species where even the poorest of poor people live well. But we seem to have no plans to manage the transition. Any thoughts? I always enjoy hearing from my readers.

Possibilities of Mass Technological Unemployment

This going to be a long post, but please bear with me. I have a series of questions as a bit of a thought exercise and discussion that doesn’t often get discussed in public, not even by futurists: How soon do you think it will be before we see mass technological unemployment and the 21st century version of The Luddites?

Only in the last few months has the mainstream media started even talking about AI replacing and augmenting human workers even though I first read about in on futuretimeline.net back in 2013. Read Ray Kurzweil’s Singularity Is Near and all the works of Peter Diamandis shortly after. Neither of these guys, nor any other techies I’ve read in the last ten years, have discussed in detail how we as a civilization manage this transition.

Every mainstream economist seems to think automation will create more jobs than it eliminates because that’s the way it’s always been. High rollers like Warren Buffet and Charlie Munger previously said AI will amount to nothing, at least publicly. But these are the same guys who missed out on the computer and internet revolutions years ago. Their investors missed out on a lot of profits by these two not putting even a few percent of their holdings into Silcon Valley firms like Facebook, Twitter, Tesla, and Google when they first went public. I was telling everyone I knew to buy a few shares of these companies back then. I would have but forums like robin hood didn’t yet exist. God forbid peasants like me make a few bucks through the stock market.

Been trying to tell everyone I know about this ever since 2013. Most people outside my facebook techie groups, until recently, thought I was a hopeless dreamer at best and a liar at worst. It’s only a matter of time before the mainstream media starts discussing technological unemployment as a daily lead story. And I am convinced the public at large will panic in unexpected ways, like people hording toilet paper during covid. But far worse.

Been recently reading about The Luddites in early 19th century England burning down textile plants and killing factory managers. These skilled craftsmen were suddenly without means to support themselves even though they spent years working on their craft. Imagine if college educated white collar workers with tens of thousands in student loans and hundreds of thousands in mortgage debts find themselves unemployed by the millions over the course of several years?

Half of Americans already have less than 500 dollars of emergency savings. Almost half of current retirees have zero saved up besides social security in my country. Social security is a “pay as you go” system. Has been ever since it was instituted in the 1930s. And it’s funding comes from taxing current workers to pay for the retirees and disabled like myself. There are US government projections that the social security fund could run dry by 2035 if massive changes to the tax system and funding aren’t implemented. Since congress seems determined to fight among itself and do nothing, this could become a reality.

If this industrial revolution we are currently living through destroys more jobs than it creates, like some in my techie groups on facebook have been predicting for several years, how do we get the displaced workers and fear driven public on board? In my country, debt to gross domestic product (think annual wages if nations were individual workers) is already over 120 percent. Granted this isn’t as bad as many places, but my congress already wants to massively cut programs. That’s why it’s very possible the US could default on its loans eventually.

Over half of this money is owed to US citizens. Only 2 percent is owed China anymore. They, along with dozens of other nations, have been slowly getting out over the last several years. So even foreigners know something is fishy about US money. Discussions on raising taxes haven’t gone anywhere for decades. We’ve actually been lowering taxes for years. My countrymen still complain about taxes even though are tax rates are lower than most developed countries. In theory, we can print money as long as people are willing to us it. Granted that’s how hyperinflation happens (meaning money becomes worthless). It happened even in the very advanced nation of Germany in the 1920s. Currently happening in Argentina, Turkey, among others. That economic collapse ultimately resulted in the Nazi Party taking power. Don’t think it can’t happen again in other rich and advanced nations. I’ve been scared of something like this happening in my own country ever since I read ‘1984’ and ‘Fahrenheit 451’ twenty five years ago. I’m more scared of it than ever now.

How do we handle the displaced hundreds of millions of workers who simply don’t have the skills to level up or self-educate? Do we try to institute a UBI system with our current economics and politics? Knowing my countrymen like I do, this will probably not be popular even if 50 percent of the workforce loses their jobs to automation. We can’t even get Universal Healthcare or High-Speed Rail even though most developed countries have had these for decades.

Do we drop the prices on everything so even people living on part time gig work and welfare can afford the basics? Do private foundations pick up where government can’t go? Do we just put 3D printers in every home, vertical farms in every town, and make money as unnecessary as possible?

The ‘Not In My Backyard’ attitude is strong in my nation. We’ve known we have a shortage in affordable housing for years and we still won’t build cheap housing in most places. Personally, I’d rather live next door to a nuclear power plant than a cattle yard or oil refinery. Can we solve homelessness with rapid 3D printed homes and just sell these homes for cheap or even outright just give them away? Knowing my countrymen’s attitudes towards the homeless and poor, this doesn’t look like that will fly either even though we already have the tech to make this work. Most people in my society simply have no empathy towards the struggle of others until tragedy effects them directly. It’s why we had over one million people die from covid even though we were among the first to rapidly produce vaccines and effective treatments. A significant chunk of the populace, including most people I personally know, still feel lockdowns and mask mandates were a violation of personal freedoms. This is the case even though most people in my social circle know at least one person who died from covid. Some people are epically heartless and soulless. And most people in my social circles are regular church attenders.

I don’t know the answers to any of these. I haven’t seen any of this discussed by the public at large. This isn’t even on most politicians’ radar. Andrew Yang discussed this in 2020 only to get one percent of the primaries votes and dismissed as a communist. I still remember the press and his political rivals dismissing him as Comrade Yang.

This isn’t the first time a fringe candidate was dismissed but years later proven right. In 1992, Ross Perot warned that globalization and free trade would destroy the middle class in America and most developed nations. He was dismissed as a crank by everyone from CNN to Saturday Night Live. Sadly, he was proven right years after the fact. We can’t count on most governments as they are decades behind the curve. It wasn’t until recently that the Biden administration appointed an “AI czar.” Remains to be seen if the incoming Trump administration will do likewise.

They are about ten years too late. I’m interested in hearing how other nations are planning on dealing with this. I truly believe we can have a great future as a species where even the poorest of poor people live well. But we seem to have no plans to manage the transition. Any thoughts? I always enjoy hearing from my readers.

Things I Don’t Understand

I readily admit there are things about my fellow humans I don’t understand. And I never will. Of course having a mental illness makes it almost impossible to read people. But here is a short list of things I don’t understand (and likely never will). It is not meant to be a comprehensive list. Here goes:

Things I Don’t Understand

Celebrity worship

Obsession over designer clothes

Gender reveal parties

Beauty pagents for children

Little league parents

Parents giving participation trophies to kids and then complaining about kids receiving participation trophies

Teachers and adults who tell kids “Wait until you have a job, kids, etc.” And then never acknowledging the kids who learned from their elders’ mistakes as adults.

Too Big To Fail

Too Small To Succeed

Treating politicians like rock stars

Treating scientists and doctors like idiots

Prosperity Gospel

The belief everyone has to have an opinion on everything

Cancel culture

Most Tik Tok videos

Most Twitter tweets

Arguing over petty nonsense on social media with complete strangers

Prideful and willful ignorance

Being proud of having no compassion and empathy

The belief that apologizing when wrong means one is a weakling

People who think the world is more violent than ever when all the data says otherwise

Adults complaining about kids not supporting certain businesses or industries. It’s called voting with your money. People used to call that the free market

The appeal of the philosophy of Ayn Rand

The appeal of country rap

Vaping

Bragging about how much you work

Bragging about how much you hate your job

Bragging about how much you hate your in laws

Bragging about how bad your ex was

Believing there is virtue in being a victim

The acceptance and praise of mediocrity in all it’s forms

Reruns of Jackass and Beavis and Butt Head

The Bachelor and Bachelorette

Most reality tv

People complaining about how Hollywood doesn’t have any new ideas. That’s why Netflix and Amazon Prime are so popular these days. And there are thousands, if not millions, of people in youtube making original content on a daily basis, often on shoe string budgets and with just a smart phone or laptop

People who worry about dystopic futures yet refuse to acknowledge that the past was dystopic for most people, especially racial minorities, religious minorities, anyone not obviously heterosexual, slaves, women, and children.

Most print magazines

The belief that the internet is a luxury. Twenty years ago, it was. But now over 5 billion people (on a planet of almost 8 billion people) now have access to it.

The belief that the USA is the only country in the world with debt problems

The celebration of sociopaths and psychopaths in popular entertainment

Treating politics like religion

Treating science like a matter of opinion

Believing money is evil

Believing technology is evil

Most conspiracy theories

Caring more about your kids’ grades in school than if they are learning anything

The outdated belief that learning only takes place in school or has to be tedious and boring

Requiring college degrees for most jobs

These are just a few things I don’t understand. Once again, it’s not meant to be a comprehensive list. It was merely for fun and a change of pace

Graduations, Reunions, and Life Choices

Got my lease renewed for this year.  So I don’t have that hanging anymore.  Also got a few new shirts in the mail from my dad this morning.  Thanks Dad.  I appreciate it.  Ever since I went more minimalist than most people a few years ago I have less of everything, including clothing.  This means I wear what I do have more often and have to do laundry often.  Maybe I should pick up some more clothing just so I don’t have to do washing and replacing clothing more often.  Unfortunately clothing wears out if you wash it a lot and wear it quite often.  I found this out through my own experiences.

Been going outside more often lately even with it being a damper and colder than usual spring.  I still don’t drive much except when necessary.  I fire up my car at least every few days just to make sure everything is in proper order.  Even though I no longer take road trips like I did even a few years ago, it is good to know I could if I had to.

I might be making a couple trips this summer.  I have a family reunion in Colorado at the end of June I might be going to.  And my twenty year class reunion is the first weekend in July.  I’m still undecided if I’m going.  Sadly, many of the people I spent the bulk of my time with in high school live far away and probably aren’t the types to go to reunions anyway.  Some days it’s hard to believe I’ve been out of high school for twenty years.  Other days, especially when I’m in the grips of mental illness, it feels like someone else’s life.  An incredible amount has changed since I graduated high school in 1999.

I occasionally break out my high school annuals and photographs of high school and college friends.  I remember when we graduated high school, one of the speakers said something to the effect that we wouldn’t truly appreciate the power and beauty of youth until we were older.  So true.  I guess the biggest thing I miss about high school and college is how easy it was to socialize and make friends in those environments.  I was a geeky kid I admit.  I would have been the stereotypical nerd in high school and college except that I had a lot of physical strength (but no coordination).  I was on the football and track teams in high school and did intramural softball in college.  I probably couldn’t have done any other sports as a kid.  I wasn’t fast enough for soccer or coordinated enough for baseball or basketball or quick enough for wrestling.

Another thing about school and college I miss is the academics.  Even though I never got straight A’s in any level of school, I still did pretty decent in classes.  I did well enough grade wise and test wise to qualify for some really good scholarships.  I am so, so glad I graduated college debt free.  I couldn’t manage on a disability pension while paying off loans.  It was tough giving up on the MBA program once I lost my graduate assistant job.  But I wasn’t going to continue on in school if I had no way to pay for it outright.  Debt scared me then and it still scares me even though I haven’t had debts for years.  I don’t know if I even have a credit score anymore simply because I don’t borrow money.

My eldest nephew recently graduated middle school.  He will be starting high school at a large suburban public school this autumn.  So he may be going to college in four years.  I don’t really have any advice for the youngsters except remain flexible and open to new experiences.  We have no idea what jobs will be around in even ten years.  Many jobs could be eliminated due to automation and artificial intelligence.  Of course, many new jobs could be coming too.  I can’t in good faith advise any kid on what career path to take.

I won’t even tell them to ‘follow your heart.’  I saw too many people take that advice and end up with degrees that have few job prospects, at least right now. Yet, I remember an interview Mark Cuban gave on a business news show a couple years ago and he said to the effect that if machines keep taking over jobs, then people with humanities and liberal arts degrees might be in demand more than even business and technical fields within ten years.  Wouldn’t that be ironic; for years kids were discouraged from being arts and humanities students for fear they’d be able to do nothing but make coffee and work fast food.  Soon we may say the same thing about accounting, business, and delivery drivers.

In short, we don’t know what will be available.  In fact, the youngsters coming through the ranks may have to retrain every few years for new job skills.  The tech and science isn’t going to slow down anytime soon.  It is actually getting faster.  We could be going into a really cool future but it could be a rugged journey to get there.  The next generation or two could be quite rough as we navigate the biggest change to civilization since Industrialization got going in the lat 1700s and early 1800s.  I hope we are up to the challenges.

Arm Chair Philosophy During Thanksgiving

Spending Thanksgiving week by myself.  I had my celebration a week ago as kind of a going away party for my parents.  I guess I don’t mind spending the week alone as I’ve spent much of my adult life alone.  I haven’t had a roommate since 2004 when I graduated college.  I would actually feel kind of strange having to share a roof and four walls with someone, especially if that someone and I got on each others nerves.

This isn’t the first major holiday I spent alone.  Several years ago I stayed home when my parents were hosting it because I felt a major breakdown coming on.  I wasn’t going to have a break in front of my niece and nephews, especially when they were still too young to go to school.  It was a sad deal in that it was also my grandfather’s last Thanksgiving.  He was diagnosed with cancer a few days later and died a couple months after.  I was fortunate to been able to host the last couple Christmas celebrations with my parents at my apartment.  Not sure what I’m doing this year as all my family is now living out of state.  But I have a few weeks to figure that out.  It could be I get snowed in and not able to go anywhere.  This time a year the weather is always a factor where I live.

Starting to sleep less again.  But I’m not staying up all night either.  I usually go to sleep around 10pm and am up usually around 2 am.  I prattle around for a couple hours and then go back to sleep for another couple hours.  I’m usually awake for good by 8:30 am.  I have been feeling quite stable lately too.  I’ve now gone a full year without a major breakdown.  First time I can claim that ever since I was in high school.

In spite feeling better overall, I really have no desire to go anywhere or socialize much.  I’m content to pretty much stay at home much of the time.  Home is where I feel comfortable and accepted, even if I am alone.  I don’t like socializing in person much anymore.  I’m almost scared of other people now, especially people I don’t know.  Maybe it’s a new aspect of my mental illness.  I don’t have the volatile mood swings but just have no motivation to see anyone or try anything new.

Perhaps I really am depressed and not wanting to go anywhere or see anyone is the way it’s being manifest.  I don’t feel an overwhelming sense of despondency or sadness, but I probably do have both.  I feel no need to socialize because, in my diseased mind, I already know the outcome of said socializing: We will talk about dumb and mundane things and not much will be accomplished from the meeting.  I guess I’m used to not much being accomplished.  I’m used to people outside of family not coming through on what they say they’ll deliver.  It’s like I expect things to not work anymore.  I’m probably suffering from apathy too.  I’m just too tired to fight against it anymore.  I’m used to things not working like they should. I’ve seen it my entire life I guess.  That’s one of the reasons I don’t understand the average person’s obsession with politics or working; people talk all the time yet nothing really changes and certainly not for the better.

I would almost swear that people are intentionally screwing up and doing what they know won’t work.  I can’t believe that people are so stupid as to do what they know won’t work over and over and yet be duped by every charlatan and con artist who comes along offering the same tripe with different packaging and names.  I guess that’s why I don’t socialize anymore.  I’ve seen it all before and I’ve heard it all before.  But nothing changes for the better.  The only real positive changes I’ve seen, at least in my life time, have come via science, technology advances, and humanitarian efforts.  Yet no one wants to talk about these.  But it is science, tech, and humanitarians that are making up for the gridlock in politics and the loss of trust in education, law, and religion.  I guess that people don’t pay attention to what really makes a positive difference.

For generations we have heard old men on their death beds lamenting how they spent too much time at work and not enough time with their spouses and children or grandchildren.  Maybe it’s finally starting to get through to the younger workers who seek a work life balance more than my generation or my parents and grandparents did.  I think I’ll say something like “Too bad I didn’t get the corner office or the company car when I was working” or “Why did I take the day off to take my nephews to the museum?  There was money to be made, dang it” just to break up the somber mood and my way of saying kiss off the old style Puritan work ethic that seems to believe that those who don’t work themselves into an early grave are going to hell.

I don’t regret not having a regular job anymore.  Most people I know who got rich didn’t do so by working forty hours a week for someone else.  They got that way by working for themselves and starting their own businesses.  But even as rich as some people I knew were, I still didn’t see them take with them to the afterlife.  Even the Pharaohs had their graves robbed over the centuries.  Get a large pile of gold and jewels only to have marauders run off with it or have it collect dust in some museum half a world away thousands of years later.  Hard work may have never killed anyone, but neither did enjoying the small things of life that money, power, and prestige can’t acquire.

Random Ramblings on Hollywood Movies

I’m going to go off tangent for this post and write on some random thoughts I have had over the last few years.  I’ll try to keep this more light hearted than some of my previous posts.

Why are space aliens in the movies usually such jerks?  The aliens from ‘Independence Day’, the foes of Sigourney Weaver from ‘Alien’, the large bugs from those campy ‘Starship Troopers’ movies (I actually liked that movie as I had a thing for Denise Richards in high school), the ‘Predator’ series, and the Empire from Star Wars are key examples.  Even Star Trek got in on less than pleasant aliens with the war loving Klingons and anal retentive Vulcans (though I absolutely loved Mr. Spock as the perfect compliment to Captain Kirk).  Only occasionally are there cool aliens featured in Hollywood like Superman, E.T., Yoda, and the Avatar aliens. And that’s about it, besides the trippy aliens from ‘2001.’ You would think any species that is advanced enough to master deep space travel would have abandoned their violent and animalist natures centuries before they set out to ‘boldly go where no one has gone before.’

Why are most movies about the future dystopic?  Most movies about the future are like the Terminator series, the Matrix trilogy, Equilibrium, Gattaca, Brave New World, etc.  Even H.G. Wells presented a real lousy future in ‘The Time Machine’ clear back in the late 1800s.  Can anyone show me any movies about the future where the future isn’t hellish?  I can think only of Star Trek and it’s various spinoffs and Futurama.  But even Futurama features immoral crackpot scientists and alcoholic robots who want to “kill all humans.” Seriously Hollywood, come up with some futuristic movies where the future doesn’t suck.

Why is it rich people or large corporations are always villains in Hollywood movies?  Who decided that having money makes you evil and being poor is virtuous?  Yeah I get that the Bible said “It is easier for a camel to get through the eye of a needle than a rich man to get into heaven.”  But the Bible, like many ancient works, is full of metaphors.  That’s how people get ideas across.  I use raging torrents of metaphors all the time.  If there were no metaphors there would be no music, no poetry, no religion, no philosophy, no literature, and no culture.  But I have known enough poor people, enough rich people, and enough middle class people to know that having money, or not, does not make or break your character.  All social economic classes have their share of jerks, saints, sinners, humanitarians, cranks, heroes, and losers.  Why are companies dumping toxic waste into rivers and supposedly holding back future technologies getting award winning documentaries made about their evils and the companies that develops life saving medicines and better yielding crops get maybe a thirty minute snippet on the Discovery Channel?  Seriously, where is the good news from big business version of Michael Moore?

Why does Hollywood feel compelled to roll out remakes of movies from the 1980s that usually weren’t that good to begin with? How many sequels do we really need?  I’m just waiting for the suits at the studios to roll out remakes of ‘The Princess Bride’, ‘The Breakfast Club’, and ‘Platoon.’ I heard a few days ago they are doing another Indiana Jones’ movie.  Harrison Ford has got to be in his seventies by now.  How much treasure can his tired old bones carry? Once again Hollywood, you’re running out of good ideas.  Maybe you should just let movie goers submit suggestions at the theaters or your Facebook pages.  Really, how many remakes of campy 1980s movies are we going to get subjected to before movie goers revolt in mass and just subscribe to Netflix or Hulu?

I have to admit I haven’t been to the movies in almost two years.  Most of the movie watching I do is on my computer with Netflix or Youtube.  I haven’t gone back because it just seems too much hassle to fight traffic, pay for a ticket, buy overpriced sodas and treats only to watch the same worn out story line over and over while the kid sitting behind me kicks the back of my chair as someone’s cell phone rings every five minutes.  Maybe I’m getting picky in my old age and not being hip or keeping up with the young people.  But I wasn’t hip even as a young person.  I love watching movies, don’t get me wrong.  I just love watching them at home.  In movie theaters they get kind of picky about people eating pizza and hot wings while having a beer during the show.  But I love the freedom of being able to watch movies at home.  Long live the Internet.

 

College, The World of Work, and The New Reality

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I’m taking a detour from my usual posts about mental illness and related issues. Yet this is still a serious topic I’m writing about. It’s about college, the world of work, and the new career and economic realities of life in the early 21st century. Even though I’ve been out of college and in the dreaded ‘real world’ for the last ten years, I still have yet to find the proverbial ‘well paying, well respected’ job that we were told that a college degree would lead to. I know that we’re living in tough economic times and that we’re transitioning to a service based economy from a manufacturing one. But I can’t help but feel like I was sold a bill of goods. It’s as if the old rules of go to college, get a good job, save your money for retirement, and live the American Dream of a house, a spouse, 2.3 kids, etc. no longer apply.

I am convinced we, as Americans, been living the high life for too long. Our expectations are out of whack. There very likely is a limit to how much of ‘the good life’ that we can expect before our standing of living goes down. And I think that we in America have hit it. I suppose this simply couldn’t last forever.

I wonder if those who are now entering college are aware of what’s going on in the world. Lord knows that I, and most of my classmates, had no clue as to what was coming. I still would have gone to college. But I wouldn’t have deluded myself into thinking that I was going straight from college to the good life. I suppose it’s what they call ‘paying your dues.’

Anyway, the rules have changed. College by itself will no longer guarentee you much. So my advise anyone who wants to go to college straight out of high school is this: Don’t go in with your eyes closed. Know that college alone will not guarantee you the easy life and happiness. Buyer beware. If you are still determined to go to college, at least study something that can specifically transfer over in a career. I’m talking about majors in any field of engineering, computer informations systems, accounting, teacher education, computer science, anything in the medical fields, and law. I would especially highly recommend trades like plumbing, welding, electrician, auto mechanics, information technology, anything to do with transportation, mining/extraction, renewable energy, and construction. It seemed that many teachers I knew ran down the skilled trades until they needed their cars fixed or carpentry work done on their houses. Most people I know with liberal arts degrees like english, history, etc. are either working low paying jobs, are becoming college instructors, or went on to law school or business school. Now, I love english and history as much as anyone I’ve ever met. I also didn’t want to teach in a traditional classroom setting. So I read as many history, classic literature, and philosophy books as I could on my own time during my five years in college. The school library was my second home. I may not have had much of a social life but with mental health issues, I didn’t have much of a social life anyway.

I’ve been out in the world outside of school for ten years now. I made some mistakes in the course of my college years. Had I the ability to do over again, I’d have probably studied Computer Science or Information Technology in addition to my business training. I use computers all the time just in my blogging and researching. I have a basic business background, but I don’t have anything specific like accounting. I still would have read a great deal of history, classic literature, and philosophy on my own. I am, however, grateful I never majored in such subjects. My basic business background taught me how to manage my personal finances, which is not required learning in American high schools. When I was questioned ‘why business’ after my foray into Pre-Med failed, I answered something like ‘I don’t have any knowledge of how businesses, banks, money, investments, sales, and economics work. I can learn this and perhaps make myself employable once I get a bachelor’s.’ While I haven’t landed the high paying job, I definitely learned how to budget and get as much out of money as I can. These skills made adapting to life on disability insurance and part time work much easier.

The ideas of how an individual has to budget all their expenses, know where their limited money is going, how compounding interest on credit cards and bank loans work, etc. are not exactly mysteries of the universe. But I had to study business in college to learn these things that, in a truly good education system, would have been addressed to kids in high school and even middle school. The level of financial knowledge in my country is truly sad. This lack of knowledge is why we’re having record numbers of people and businesses going bankrupt. Many marriages are strained and fail because of poor money management. Strained families cause stress and anxiety on everyone involved, especially children. It is why most city, state, and federal governments have such atrocious amounts of debt. Most of this could have been avoided had we been taught how money really works. I would liken this lack of instruction of the primary driver of our modern civilization to an ancient farming society not teaching their kids how to plant, raise, and harvest crops or how to care for livestock.

Many devoutly religious people may counter with the ‘love of money is the root of all kinds of evil’ from the Bible and other religious teachings. This has nothing to do with lust for money and power. Teaching money management to kids would tell them how the basic tool of survival in our post industrial age society, money, really works and give them a healthy respect for it. Surely it isn’t so bad to teach kids something in middle and high school that would truly benefit them in their adult lives? Any school that doesn’t teach it’s kids basic survival skills in their given society nor gives those kids the ability to learn on their own after the formal education is done, in short, isn’t justifying it’s own existence. I was fortunate to have studied business in college for my own sake. And I had to learn it in college because it wasn’t taught in a safer environment like a local high school or middle school. I am so grateful I didn’t have to learn about it on the mean streets or the ‘school of hard knocks.’